No, you're an idiot if you buy a used a vehicle and don't, at least, have a competent mechanic take a look at it. This is common sense.
You realize that with every day that passes you're getting closer to being a "Curmudgeon" yourself
As you will be in the view of the generation behind you....
You ain't so smart after all kid.....
Yes that will really make a difference after buying.
You dopes are still living in the 50s if you think there shouldn't be adequate vehicle safety standards.
Auto dealership are giving away bank loans with zero Interest, if you can't afford a new car these days... well...
I'm looking at buying a new Hyundai Santa Fe.
C'mon now... We all know that this is about global warming and protecting Mother Gaia.
On a related note, I bought a snow blower a couple years back... Gonna be removing 4 or 5 inches of global warming from my driveway later this morning.... I just hope that my snow blower isn't too old now and environmentally unsafe. Maybe some legislation that forces people like me to get a new one that is more eco-friendly is in order
I thought everyone new about the 0% shuffle so I will post a few tips. I will say the monthly payments are insane.......
“Interest-free” new-car loans can actually end up costing you more than if you had paid a higher interest rate.
Buying a new car is a significant financial decision. The choices you make at a dealership can easily add up to hundreds or thousands of dollars in savings. The key to maximizing your savings is to understand how new vehicle incentives work.
Auto makers often advertise thousands of dollars in savings or price reductions to entice buyers. These cash rebates are applied as direct discounts off the vehicle purchase price and they are generally in addition to discounts that can be negotiated with dealerships.
The catch is that these cash rebates are typically only available to buyers who purchase in cash and do not require financing (referred to as a “non-stackable” rebate).
The 2014 Nissan Murano SV, for example, features a $7,000 non-stackable cash rebate this month. Nissan is also offering 0-per-cent interest financing for up to 72 months on all Murano models. You must choose either the $7,000 rebate or 0 per cent financing. You can’t have both.
In some cases, a smaller portion of the cash rebate may be “stackable” and available for those who choose to finance at the auto maker’s discounted rates. But the reality is that free money does not exist, and the cost of borrowing ultimately has to be paid by someone – even if it is in the form of a forgone cash rebate.
Zero-per-cent financing sounds attractive, but there are instances when you can actually save more by financing at a higher rate.
If you financed the Murano SV at 0-per-cent interest for 48 months and no cash rebate, your payments would be $929 a month including taxes and mandatory fees, with a total purchase price of $44,576, assuming no additional dealer discount.
If you financed the same Murano at the standard Bank of Montreal auto loan interest rate of 3.99 per cent for 48 months, and took advantage of the $7,000 non-stackable cash rebate, your payment would only be $828 per month including taxes, for a total purchase price of $36,666.
Saving an extra $100 a month can be that easy. This auto loan calculator will show that the total extra interest paid at 3.99 per cent for 48 months is slightly more than $3,000, but it is more than compensated for by the $7,000 cash rebate that is otherwise not available with 0-per-cent financing.
Next time you buy a new car, do the math to make sure you’re getting a great deal.
http://www.google.ca/url?sa=t&rct=j&q=&esrc=s&source=web&cd=2&cad=rja&uact=8&ved=0ahUKEwjqivPX9sTKAhUDl4MKHaFuBh0QFgg8MAE&url=http%3A%2F%2Fwww.theglobeandmail.com%2Fglobe-drive%2Fculture%2Fcommentary%2Fzero-per-cent-car-financing-can-end-up-costing-you-money%2Farticle20220953%2F&usg=AFQjCNFMTFFtPfJoR3AoijrsJIHb9QfGgg&sig2=ZIecFssxyf3gCWPfh8kAOw&bvm=bv.112454388,d.amc
Before biting on the zero-per cent financing, check for other deals such as cash-back offers. Fiat Chrysler, for example, currently has two offers for the 2015 Jeep Cherokee SUV: zero-per cent financing for 60 months or a $2,000 rebate. Edmunds recommends taking the cash to reduce your total loan amount for the base all-wheel-drive model from $27,123 to $25,123. Even with a 2-per cent interest rate, you'll wind up paying $440 per month with the cash deal. That compares to $452 per month with zero-per cent financing.
http://www.google.ca/url?sa=t&rct=j...w1AWh1Xq2HYgwi_7PrucDA&bvm=bv.112454388,d.amc
If you financed $30,967.25 over 48 months at 5.35% interest, the total cost of that loan would be the equivalent of the 0% financing purchase price of $34,467.97. In essence, 0% financing is really costing you 5.35% because you are paying a higher price.
http://www.google.ca/url?sa=t&rct=j...OXt9jasmgXj8-EdkAjoJMA&bvm=bv.112454388,d.amc
No doubt you think that. But you can't even buy a vehicle without govt assistance, so, ya, your opinion is meaningless.This is probably the dumbest thing you've ever posted on this forum.
No it doesn't. I'm not a mechanic. I haven't bought a money pit since my last brand new Chrysler product.Basically amounts to 'you're an idiot if you're not a mechanic'.
I love it when you start feeling dumb and try and fabricate an argument no one has forwarded, just because you think you can win and save some face, lol.You dopes are still living in the 50s if you think there shouldn't be adequate vehicle safety standards.
On the internet you're pretty much faceless so one has to wonder why anyone would give a flying elephants azz.No doubt you think that. But you can't even buy a vehicle without govt assistance, so, ya, your opinion is meaningless.
No it doesn't. I'm not a mechanic. I haven't bought a money pit since my last brand new Chrysler product.
But I can understand why you'd need the govt to hold your hand, what with you awesome pedigree and all.
I love it when you start feeling dumb and try and fabricate an argument no one has forwarded, just because you think you can win and save some face, lol.
He entertains me.On the internet you're pretty much faceless so one has to wonder why anyone would give a flying elephants azz.
On the internet you're pretty much faceless so one has to wonder why anyone would give a flying elephants azz.
I think about the people who cannot carry the cost of a brand new or even a slightly used car. Pensioners are going to be hurt by this.
I loved living in Ontario, I just hated the cost of living there. HST, Smart Meters, Drive Clean, and the mother of all costs, vehicle insurance. I now pay half of what I paid for car insurance in Ontario. Actually, less than half. I was paying $1300.00 a year for a single car with an (accident/ticket free driving record). In Alberta, for the same car and an additional pickup truck I am paying $1100.00 a year. Even my annual registration is about half.
How long you guys in Ontario have left with this crook?
Back in the old days there were a few things you could check on a car when you're test driving it. Blow by, shyt in the oil and tranny fluid and lots of other things. Now you should take it to a mechanic with the equipment to run a diagnostic evaluation. If you don't it's a crap shoot. It's dam certain that the used car salesman has one priority, to unload his product regardless of what it's worth and the quality of it. They're scorpions. Have to protect yourself. Best thing is to buy a new car with a warranty if you can. That's what I suggest to my daughters.
Gone are the days when you could fix many problems with a screw driver and a crescent wrench!
I loved my old 68 ford pick up. Wished I'd have kept it. I remember one time my kids the ex and I were coming back home from the creek from a day of fishing and swimming and the truck started spitting and missing real bad. I just pulled over, lift the hood, removed the distributer cap and took out the points and with a piece of sand paper cleaned the corrosion off. I re installed them, set them with my gauge , put the distributer cap back on and drove on home. Ran like a top until I could get to the auto parts store for the things needed for a tune up. Which I did myself. Can't do that anymore. Gotta love progress.You got that right. I (foolishly perhaps) extended the warranty on my new truck when I was told $3000 computer failures weren't beyond the realm of possibility. Gone are the days when you could fix many problems with a screw driver and a crescent wrench!