Governments spend too much on Seniors

[DaSleeper]

Sometimes I get P. O'd at some of these turkeys that think, that because someone can afford to winter down south they must be making a lot of money.
Well, I was able to afford my first "new " car, a small one, I was 42, and a house when I was 45, and it hasn't increased much in value all these years, (bad market for houses around here)
Now, Yesterday, I said I could go south for the winter if insurance wasn't prohibitive, yet my family income is low enough that I'm eligible for GIS.....Not much but a few bucks a month, enough to put gas in the car.
What that means maybe, is that those old foggies that go south every winter are just better at budgeting than the younger generation that need a new car every couple of years and a skidoo and a four wheeler or a boat.
And I don't begrudge some of my friends that go south, because they were lucky enough to retire from a workplace that had international insurance coverage in their retirement...I say...good for them!!!

 

[SLM]

Sometimes I get P. O'd at some of these turkeys that think, that because someone can afford to winter down south they must be making a lot of money.
Well, I was able to afford my first "new " car, a small one, I was 42, and a house when I was 45, and it hasn't increased much in value all these years, (bad market for houses around here)
Now, Yesterday, I said I could go south for the winter if insurance wasn't prohibitive, yet my family income is low enough that I'm eligible for GIS.....Not much but a few bucks a month, enough to put gas in the car.
What that means maybe, is that those old foggies that go south every winter are just better at budgeting than the younger generation that need a new car every couple of years and a skidoo and a four wheeler or a boat.
And I don't begrudge some of my friends that go south, because they were lucky enough to retire from a workplace that had international insurance coverage in their retirement...I say...good for them!!!

It's always easy to judge someone else, too easy, and there are often times a lot of specific information that people aren't privy to that can make all the difference.

And it's equally as easy to paint an entire group with one large brush simply because there may be a few that take advantage of a system.

 

[darkbeaver]

Economics is a very unstable thing these days just before crash 2.0. Do not look to far into the future, you can't anyway, it isn't there. Many of the Canadian youth of today will be pushing up daisies long before many of the elders here. We have to save the world again, for the movers and shakers. My advice to the young is to destroy private international banking because if you don't it will enslave and destroy you. Read about it. There is no bigger killer than private.banking.

The World Is Hoarding Alternative Money As Almost All Major Countries Are Going Through The Classic Stages of Economic Collapse | InvestmentWatch

 

[Cliffy]

Economics is a very unstable thing these days just before crash 2.0. Do not look to far into the future, you can't anyway, it isn't there. Many of the Canadian youth of today will be pushing up daisies long before many of the elders here. We have to save the world again, for the movers and shakers. My advice to the young is to destroy private international banking because if you don't it will enslave and destroy you. Read about it. There is no bigger killer than private.banking.

The World Is Hoarding Alternative Money As Almost All Major Countries Are Going Through The Classic Stages of Economic Collapse

The World Is Hoarding Alternative Money As Almost All Major Countries Are Going Through The Classic Stages of Economic Collapse | InvestmentWatch

"It can't happen here!" - Frank Zappa and the Mothers of Invention.

That about sums it up. People are not going to do anything until their balls are in the wringer.

 

[darkbeaver]

It's funny as hell to hear young people blame old people for the state of the world. Ya dumb punks it's been that way for most of the last six thousand years Gold, silver slaves arms industry war conquest rape pillage and burn. If you want to retire break that chain.

"It can't happen here!" - Frank Zappa and the Mothers of Invention.

That about sums it up. People are not going to do anything until their balls are in the wringer.

Exactly Cliffy it can't happen here haha Canada has a very stable banking system hahahahahahhahahhahahhahahaha but it isn't ours.hahahahahahhaahha.

It can't happen in Canada we're polite. hahahah

 

[JLM]

I'm a bit older (probably a factor of 2) than you and I'm not counting on it either. CPP better be around, though, or there's gonna be a lotta parts of politicians surrounding a somewhat bloody me. lol

Actually one's as sacred as the other, we paid for one directly from our wages, the other directly from taxes we paid in a multitude of ways. Most of the taxes end up in general revenue even though they are earmarked for something else.

 

[L Gilbert]

Going a bit offtrack here, yeah?

 

[JLM]

You are working and seniors are not. Not everybody had the opportunity to invest in retirement. Some lost all their investments when the crooks on Wall Street crashed the economy. Some lost their life savings to scam artists. Some were debilitated by disease or accident. There are thousands of reasons not every senior was ready to face retirement.

Truth is, I don't care why you have a hard on for the OAS. You do not debate this subject. you spout the same silly line for over a year and ignore everybody else's input. Like most of the seniors on here, I'm sick of your one track mind and your zeal for screwing up our lives. Good day. Hope you enjoy your retirement, but don't come back here crying the blues if the economy goes in the crapper and you lose all you life saving and investments to the crooks on Wall Street. You will get no sympathy from anybody.

You got the picture, Cliffy, if I wasn't so paranoid about getting booted off the forum, I'd just tell him and the resident idiot to kindly F**k Off, but in the meantime I'll tell them to "get lost".

Going a bit offtrack here, yeah?

Maybe, but there are times when vigilance is required, or the little guy gets shafted!

 

[darkbeaver]

If we started beating up young people tomorrow, you know gangs of seniors is what I'm thinking, swarming the self important punks and caning the snot out of them, why not? they have no intention of honouring their elders, they seem to have no honour anyway, well some of them don't. and guess what it's been like that for most of the last six thousand years. I should have started beating them up when I was younger, my arthritis prevents me from acting, I need a nap now I've exhausted myself, maybe after tea I'll get started

 

[Cliffy]

If we started beating up young people tomorrow, you know gangs of seniors is what I'm thinking, swarming the self important punks and caning the snot out of them, why not? they have no intention of honouring their elders, they seem to have no honour anyway, well some of them don't. and guess what it's been like that for most of the last six thousand years. I should have started beating them up when I was younger, my arthritis prevents me from acting, I need a nap now I've exhausted myself, maybe after tea I'll get started

Don't wait til after your evening spliff. You will never get started.

 

[darkbeaver]

Don't wait til after your evening spliff. You will never get started.

I knew there was something forgotten. thanks

 

[Cliffy]

I knew there was something forgotten. thanks

I sometimes forget that you are 4 hours ahead of me. It must be bed time, not nap time for you.

 

[Angstrom]

Actually one's as sacred as the other, we paid for one directly from our wages, the other directly from taxes we paid in a multitude of ways. Most of the taxes end up in general revenue even though they are earmarked for something else.

You guys are sounding exactly like Union school teachers in this thread. :lol:

 

[tibear]

You quote numbers as firm and factual, when they are not. Try to work on that.

Numbers I'm quoting are coming from the newspaper article and government sources.

And the way you are portraying seniors is if they are all at least moderately well-off, have homes that they own outright with no mortgages, don't have kids and grandkids that they help to raise, etc. ad nauseum

lol That must make your family (assuming you have one) miss you a lot. Jeezez, even when I got my first mortgage for a house I still found time to catch a movie. These days, I watch movies off the net. Just what is it you do that requires 24/7 work?

What percentage of seniors do you think have a mortgage? If their children and grandchildren need help then there are government programs for those programs you shouldn't be using your OAS.

I need to to work so much because after I'm finished paying for yours, JLM, goobers, etc OAS I still want to have enough money to buy me some cat food for supper!

Some more numbers- basic research seems to be a weak point with you.

The Ontario Association of Food Banks

412,998 individuals accessed Ontario food banks in March 2012
38.7% of food bank users, or 159,918 individuals, were children (11,737 more children than in March 2011)
44.6 % of all food bank users were women over 18 years of age
174,618 households were served by food banks (9.8% of which were first time users)
42.8% of food bank users were on social assistance
27.3% of food bank users were on disability support
64.5% of food bank users were low-income, rental market tenants
19.2% of food banks ran out of nutritious food during the month

Don't see any mention of pensionsers does that mean that seniors don't need to use foodbanks? And I think you know that I'm the one that quotes the most numbers. Go back and look.

I was told flat out by my financial adviser to exclude OAS from my long-term planning. Three + years out of university...and I'm being told to ignore it. It's simple mathematics though considering the demographic crunch. If it's still there it will be a bonus. The more I think about it though, the less I'm concerned about it. If it's gone it's gone, and I'm already planning for my days as a retiree without OAS.

Considering the healthcare spend, I'd rather current seniors be able to afford to live than end up in very poor health and costing more. There's lots of angles to consider here.

Actually if you think about it, on average the last 10 years of a person's life have a great cost to the healthcare system so whether the last 10 years are when your in your 50's or your 90's it will be very costly. However, that isn't the real point to the conversation the point is that the current OAS system gives money to people that don't need the money to keep themselve in good health. Anyone that makes more than $40,000 annually is able to live quite well, especially since most seniors own their own homes or have very low mortgage amounts.

You can't have it both ways- 42% are seniors, 50% are children, so that leaves 8% for all the parents of childen and all the people between 18 and 65 who don't have children. Sounds like bullsh*t to me. -

What the heck are you talking about....42% is the amount of social assistance money that is spend on seniors, 50% of users of food banks are children. Apples and oranges, it is becoming very clear that you either having trouble understanding the discussion topic or your medication is wearing off.

I lived better for 9 years without OAS but when I turned 65 and started collecting it, they cut back my superannuation. Mind you with the benefits obtained after 65 you soon get used to the difference.

That was a choice YOU made when you took your superannuation. Don't make it sound as if the government is out to "screw" the senior. YOU had the choice to take a lower initial superannuation amount and keep it for the rest of your life or have a higher superannuation until you started collecting OAS at which point the superannuation would be reduced.

Please do lie to everyone.

When you simply dismiss any valid point anyone else make, the only option is to ridicule you because that's what you are, a self centered ridiculous little man!QUOTE]

Is this where I'm suppose to say "I know you are but what am I?" How about coming up with some real facts to prove your points.

I'm a bit older (probably a factor of 2) than you and I'm not counting on it either. CPP better be around, though, or there's gonna be a lotta parts of politicians surrounding a somewhat bloody me. lol

Finally something we can agree on. Canadians have paid for CPP and it better be there when they retire.

You are working and seniors are not. Not everybody had the opportunity to invest in retirement. Some lost all their investments when the crooks on Wall Street crashed the economy. Some lost their life savings to scam artists. Some were debilitated by disease or accident. There are thousands of reasons not every senior was ready to face retirement.

Truth is, I don't care why you have a hard on for the OAS. You do not debate this subject. you spout the same silly line for over a year and ignore everybody else's input. Like most of the seniors on here, I'm sick of your one track mind and your zeal for screwing up our lives. Good day. Hope you enjoy your retirement, but don't come back here crying the blues if the economy goes in the crapper and you lose all you life saving and investments to the crooks on Wall Street. You will get no sympathy from anybody.

And how exactly is that different than someone in their 30's, 40's for 50's. They all have problems and all have the ability to get up off the couch and find work. Just like the general population, many seniors I know have the ability to work if they wish, they simply choose not to.

 

[JLM]

You guys are sounding exactly like Union school teachers in this thread. :lol:

Yeah, without the whining! -

 

[tibear]

Sometimes I get P. O'd at some of these turkeys that think, that because someone can afford to winter down south they must be making a lot of money.
Well, I was able to afford my first "new " car, a small one, I was 42, and a house when I was 45, and it hasn't increased much in value all these years, (bad market for houses around here)
Now, Yesterday, I said I could go south for the winter if insurance wasn't prohibitive, yet my family income is low enough that I'm eligible for GIS.....Not much but a few bucks a month, enough to put gas in the car.
What that means maybe, is that those old foggies that go south every winter are just better at budgeting than the younger generation that need a new car every couple of years and a skidoo and a four wheeler or a boat.
And I don't begrudge some of my friends that go south, because they were lucky enough to retire from a workplace that had international insurance coverage in their retirement...I say...good for them!!!

Now who's attacking a whole generation? Count yourself lucky that you aren't in your teens or twenties today because life is nowhere as easy as it was in your day. Take a look at the literature (back in the newspaper article is an excellent place to start). It shows that today's youth have way more education than people 40 or 50 years ago in their 20's and are making lower wages if you factor in inflation. After inflation, most things like food, housing and transportation are way higher today than 40 or 50 years ago. AND taxes are also much higher. 40 or 50 years ago many men didn't even have grade 8 or 9 never mind high school and they could all find good paying jobs and cheap housing.

Do you really want to dump on todays hardworking youth? Remember these are the people that will take care of you in your hospital bed and wipe your backside so you might want to be kind to them......

 

[JLM]

Now who's attacking a whole generation? Count yourself lucky that you aren't in your teens or twenties today because life is nowhere as easy as it was in your day. Take a look at the literature (back in the newspaper article is an excellent place to start). It shows that today's youth have way more education than people 40 or 50 years ago in their 20's and are making lower wages if you factor in inflation.

Dream on. Yeah, right, 40 or 50 years ago, about 90% of income was spent on the necessities of life, our electronics was a $30 record player. We did things like growing gardens, and patching our jeans and they weren't designer jeans. But anyway if you weren't around at the time you don't know what you are talking about. We had neither the time or the money to be nattering all day long on cell phones.

 

[Tonington]

Actually if you think about it, on average the last 10 years of a person's life have a great cost to the healthcare system so whether the last 10 years are when your in your 50's or your 90's it will be very costly.

And it can be costlier if they can't afford basic necessities. Agree? If not, why?

However, that isn't the real point to the conversation the point is that the current OAS system gives money to people that don't need the money to keep themselve in good health.

Maybe it's not the conversation you want to have. But your thread title says the government spends too much on seniors. Healthcare is government spending too, and as I said, you're not considering all the angles here. There are plenty of seniors that do need this welfare.

 

[DaSleeper]

And the rant goes on....................

RMR: New Soda - YouTube

 

[Cannuck]

Of course, when you can't some up with valid point most bullies turn to swearing or abuse......what a surprise you do both!

I like to have fun with people like that.

Barefaced f****g liar! Nothing was mentioned about the "younger generations"!

Your sense of entitlement is well documented. The first step in solving a problem is admitting you have one.