Once upon a time this was simply provided by trades guilds and, where there were not enough tradesman of a particular trade, the Oddfellows. Then the monarchs got scared of the power of the guilds and forbade their existence. /QUOTE]
The above is pure unadulterated bunkum! It is "made up history" that has absolutely NO basis in fact at all.
Prior to the 1930's, it was a families obligation to care for their own in the vast majority of cases. And generally speaking, the extended family did a pretty good job of it.
It was the great depression of the 1930's that caused the demise of that system. Unemployment insurance, government "make work" programs, welfare, Social Security (Old Age pensions by whatever name for the general population) and a host of other programs were tried out.
They did almost nothing to end the depression, in fact, it got worse as countries blocked the imports of goods to "protect" their own industries, and ran huge deficits, raising taxes left and right and doing just about everything possible to stifle business (they didn't intend to stifle business, that was a side effect of their attempts to "prevent another depression").
Of course, families today are so fragmented that it would be impossible for them to take care of their own. It used to be that grandparents, adult children and their families all lived very close to each other (if not in the same house), and they actually felt a sense of obligation to take care of each other. Strange as it seems today, families actually used to work together, to help the entire family unit to advance.
Just as so many immigrant families do today. Which causes great envy among the general population, who accuse them of unfair competition, of getting breaks from the government (they they don't actually get), etc. Instead, they help one family unit get a store/business, they all wrok together and save profits, then they buy another business, and so on and so on.
They do what OUR society used to do, they pull themselves up by their own bootstraps, instead of sitting on their fat behinds and demanding that the government take care of them.