Correct but women are the ones driving the leisure second car at noncommuter rates so statistically it is possible to say women pay less for insurance.But then it still doesn't matter who's driving the commuter vehicle, in my case I designated the cheaper vehicle that way and it didn't matter who was designated as primary driver rate wise. Nor did it make any difference that I put on fewer miles commuting since I only do it 4 - 6 times a month, than either of us do just running errands. In NS where the rates are markedly cheaper than AB my oldest daughter bought her first car and her insurance was more than both my vehicles combined and they made no distinction as to gender, but years of driving, driver's ED do bring rates down. Can't really compare anymore as she is now with ICBC, she pays more in six months than her car is even worth.
Semantics