How old are you?

VanIsle

VanIsle

Always thinking
Nov 12, 2008
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#juan said:
Most people 80 years old have life insurance they bought fifty years or more earlier. The insurance companies don't raise the premiums on a current policy as you get older.
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We took out what an insurance policy was referring to as a mtg. insurance but the idea was that, if one of us dies, the other gets $100,000.00 or if we are killed together, our estate gets $200,000.00. We took it out about 15 years ago. I'm sure they told us that when my husband reached the age of 65, his cost would rise considerably (and mine when I get there too but I still have awhile). It was always our plan to simply cut his insurance off when he reached age 65 because the premiums were going to be terribly expensive. No one has ever contacted us and the amount, which is automatically withdrawn, has never changed. I'm wondering if they take the excess off when a person actually dies just so people don't quit paying.
 
Downhome_Woman

Downhome_Woman

Electoral Member
Dec 2, 2008
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selin said:
Are you at the age when you were born or at the age what you feel?

i am 23 years old but i feel sometimes younger or older than what i am and that help me to get on well with anyones at different ages.
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I just turned 54 - some days I look in the mirror and see 30 - some days I see 80!
What AMAZES me, is realizing that all of a sudden I've been married 29 - TWENTY NINE years! - and my youngest is getting married at the end of July!
I went back to school when I was 45 - and everyone was younger than me, but I had no problems. they didn't think my age was strange, but they thought my being Canadian was a bit 'exotic'! LOL!
All I can say is to enjoy every day you have and NEVER take anything for granted. You don't realize just how fast time flies!
:)
 
Downhome_Woman

Downhome_Woman

Electoral Member
Dec 2, 2008
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SirJosephPorter said:
What you are giving are anecdotes and mean nothing, one must look at statistics. Statistically you are much more likely to die when you are old.

If you are 80 years old, would any insurance company sell you a life insurance policy? They would be out of their minds to do so. If somebody did, the premiums will be sky high. The reason? They expect you to die soon.

If you look at say a million healthy 40 year old and a million healthy 80 year old, how many 80 year olds you think will die before 40 year olds? In 20 years, how many 80 year old will be left? How many 40 year old will be left? It is nonsense to say that “age has no other significance affecting your life any other way.” Statisticians, insurance actuaries disagree with you.
You started discussing death (in response to my passing comment), not me. And age is a very important factor (though obviously not the only factor) as far as death is concerned.
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Just to play devil's advocate here..... Yes - if you are old you are more likely to die than someone younger - that's a no brainer, but your statement, "What you are giving are anecdotes and mean nothing, one must look at statistics."
Statistics, like anything else can be manipulated. The outcome of a survey can hinge on how a question is phrased. Statistics can be manipulated by how and where the samples are taken = not to mention how many samples are used. To say that anecdotal evidence is nothing and statistical evidence is all is - well - disingenuous.
 
JLM

JLM

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Nov 27, 2008
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Downhome_Woman said:
Just to play devil's advocate here..... Yes - if you are old you are more likely to die than someone younger - that's a no brainer, but your statement, "What you are giving are anecdotes and mean nothing, one must look at statistics."
Statistics, like anything else can be manipulated. The outcome of a survey can hinge on how a question is phrased. Statistics can be manipulated by how and where the samples are taken = not to mention how many samples are used. To say that anecdotal evidence is nothing and statistical evidence is all is - well - disingenuous.
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Absolutely correct DHW, I couldn't have stated it better. In a situation like this statistics are more valid for the masses, but anecdotal evidence can be more valid for the individual. Statistics only deal in chronological years- we all know 80 year olds who are in the condition of a typical 60 year old and 40 year olds who are also in the condition of a typical 60 year old, so statistics are absolutely useless in predicting which one of those is going to die first.
 
talloola

talloola

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Nov 14, 2006
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my husband plays pool every morning, starting about 7 am,
with a bunch of guys who are older than he, and he is 72.
The oldest is 93, comes every day, and plays a mean game.
They are a cool group of guys.

While all this is going on, there are many 30 year old
guys lying in their beds, or somewhere, still high on drugs, in terrible
shape, no ambition, don't work, and probably can't remember
their age.
 
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JLM

JLM

Hall of Fame Member
Nov 27, 2008
75,301
548
113
Vernon, B.C.
talloola said:
my husband plays pool every morning, starting about 7 am,
with a bunch of guys who are older than he, and he is 72.
The oldest is 93, comes every day, and plays a mean game.
They are a cool group of guys.

While all this is going on, there are many 30 year old
guys lying in their beds, or somewhere, still high on drugs, in terrible
shape, no ambition, don't work, and probably can't remember
their age.
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Isn't it the sad truth, I can not for the life of me figure out why people will be a slave to drugs when there is just so much interesting other stuff to do and see. I personally think that the powers that be should spare no resources to rid the country of drugs and those who push them, but we know that that won't happen because the upper echelon is just as involved and profitting from them. To stay on topic I'm old enough to know better and young enough to do it again. :lol:
 
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