Re: RE: Blame Canada
MMMike said:
Reverend Blair said:
Think about it Mikey. For once in your life, just sit down and feckin' think. What's cheaper... paying directly, or paying a couple of middlemen to make a profit?
It's really that simple.
Compare costs per capita or costs per GDP. Look at the studies. It's cheaper to have a public system.
You're ignoring the enormous drive of business to acheive efficiencies. We've gone through this before. If governments were more efficient because they eliminate middlemen and profit, why doesn't the feds start up a car company and put Ford, GM, Toyota etc... out of business. Anything the government does is riddled with inefficiency and incompetence. The system itself is broken. Hospitals have little incentive to do more procedures because they are an
expense. High demand equipment sits idle because they can't afford to run them.
Dear Nascar James,
You seem to be pleading for an economics-based argument. i will try to give you one. Apparently, figures that tell you how much more efficient the Canadian system compared to the American system is are not sufficient for you. You still beleive that there's no way a public system could be more efficient even if that's what the facts say. So I will try to EXPLAIN why this is the case.
Usually, private markets are more efficient. Why would the government be more efficient? In cases of natural monopoly or market failure they are. Health INSURANCE is such a case. The government of Canada provides health INSURANCE. Health care provision is provided PRIVATELY - doctors, nurses, hospitals are ALL PRIVATE. INSURANCE is provided publically. Why? Because it is more efficient. Why? because it has less administrative overhead and because it solves adverse selection problems which cause private markets to fail:
Firstly, adverse selection:
this is from the economist:
ADVERSE SELECTION
"When you do business with people you would be better off avoiding. This is one of two main sorts of MARKET FAILURE often associated with insurance. The other is MORAL HAZARD. Adverse selection can be a problem when there is ASYMMETRIC INFORMATION between the seller of INSURANCE and the buyer; in particular, insurance will often not be profitable when buyers have better information about their risk of claiming than does the seller. Ideally, insurance premiums should be set according to the risk of a randomly selected person in the insured slice of the population (55-year-old male smokers, say). In practice, this means the AVERAGE RISK of that group. When there is adverse selection, people who know they have a higher risk of claiming than the average of the group will buy the insurance, whereas those who have a below-average risk may decide it is too expensive to be worth buying. In this case, premiums set according to the average risk will not be sufficient to cover the claims that eventually arise, because among the people who have bought the policy more will have above-average risk than below-average risk. Putting up the premium will not solve this problem, for as the premium rises the insurance policy will become unattractive to more of the people who know they have a lower risk of claiming. One way to reduce adverse selection is to make the purchase of insurance compulsory, so that those for whom insurance priced for average risk is unattractive are not able to opt out. "
Governments are in the unique situation where they can completely GET RID of adverse selection problems which can cause markets to fail completely.
And secondly, administrative costs. Simply put, we don't pay as much in overhead because we have a single provider. There is no duplication of administrative structure. This also saves a great deal of money.
This is not an ideological argument. It is an argument from efficiency.
EDIT: Oops, sorry MMMIke, I seem to be confusing you with Nascar James. Regardless, you make similar arguments. The above is primarily addressed to him. With regard to what you have said, what type of system exactly are you advocating when you say that there are superior systems, if you do not mean the US system? The alternatives that work that I can think of are just even more socialist, surely you wouldn't want that?