Your personal death. People have been waiting for the end of days for 2000 years. Every year is going to be THE year. The problem lies with people's interpretation of biblical prophesy. 99% of Christians and Muslims have no idea where their books came from or why they were translated the way they are. The bible was written, translated and interpreted by men and subject to the failings of men. It is a waste of time to be waiting for the end because you miss out on living in the present. There is only now. The past is a bad memory and the future is a dream. Be here now is the only thing that makes sense.
Yep, I think the answer is to live for now with an eye to making things better for future- that's why I think a guy should piss away 80% of his money while putting aside 20% for the future.