Smile! You’ve Got Socialized Healthcare!
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You're at least going to need Doctors libtards!
Physicians' Participation in Obamacare Plummets 20 Percent | MRCTV
Physicians' Participation in Obamacare Plummets 20 Percent | MRCTV
We told you Gruberites what was going to happen!
With insurers pulling out of markets, Obamacare users "really nervous" - CBS News
With insurers pulling out of markets, Obamacare users "really nervous" - CBS News
These Maps Show The Success Of Obamacare
As yesterday was the first day of Obamacare re-enrollment, the NY Times has created a nice visual that clearly illustrates how successful the program has been:
As the maps clearly show, there is one particular area of our country where the number of insured has not fallen dramatically and, not unsurprisingly, they correspond to the states that refused Medicaid expansion. Obamacare has resulted a 7% decline in the numbered of uninsured adults. This has probably saved thousands of families from bankruptcy and millions of dollars for the country in reduced emergency health care costs.
Yes, there are still problems with Obamacare as rising premiums and reduced choices in insurers are showing. But the fact is that most people will be protected from these rising rates with increased subsidies. For those, like myself, who are not, it may require dropping down to a lower priced bronze plan in order to avoid the increase. But, speaking for myself, I am still better off in the lowest-priced bronze plan than I would have been before Obamacare. As Jared Bernstein point out, these current problems are viewed as a failure of Obamacare. In fact, they are more likely either a failure of the market or a pricing calibration problem. The architects of Obamacare recognized that insurers “had an incentive, for example, to set their initial prices too low to get customers, which would mean actuarial losses and a big jump in premiums”, which is exactly what we are seeing now. There were two proposals to mitigate these potential effects — a public option and the adoption of risk corridors. The public option never survived and the GOP has been relentlessly attacking these risk corridors. Bernstein says, “this is less a failure in the structure of the program than growing pains as insurers learn to price their products based on the health of those coming into the exchanges. If there’s a structural flaw in Obamacare, it’s that it doesn’t include the public option.” I couldn’t agree more.
Yesterday, Donald Trump vowed, if he is elected, that he would call a special session of Congress to repeal and replace Obamacare. Of course, that really means just repeal Obamacare as there is no Republican plan to replace it at all. Just look at the map and all those people who would lose health insurance. Do I really need to comment further?
These Maps Show The Success Of Obamacare
unless, you're a reichtard, you cannot argue with success.
As yesterday was the first day of Obamacare re-enrollment, the NY Times has created a nice visual that clearly illustrates how successful the program has been:
As the maps clearly show, there is one particular area of our country where the number of insured has not fallen dramatically and, not unsurprisingly, they correspond to the states that refused Medicaid expansion. Obamacare has resulted a 7% decline in the numbered of uninsured adults. This has probably saved thousands of families from bankruptcy and millions of dollars for the country in reduced emergency health care costs.
Yes, there are still problems with Obamacare as rising premiums and reduced choices in insurers are showing. But the fact is that most people will be protected from these rising rates with increased subsidies. For those, like myself, who are not, it may require dropping down to a lower priced bronze plan in order to avoid the increase. But, speaking for myself, I am still better off in the lowest-priced bronze plan than I would have been before Obamacare. As Jared Bernstein point out, these current problems are viewed as a failure of Obamacare. In fact, they are more likely either a failure of the market or a pricing calibration problem. The architects of Obamacare recognized that insurers “had an incentive, for example, to set their initial prices too low to get customers, which would mean actuarial losses and a big jump in premiums”, which is exactly what we are seeing now. There were two proposals to mitigate these potential effects — a public option and the adoption of risk corridors. The public option never survived and the GOP has been relentlessly attacking these risk corridors. Bernstein says, “this is less a failure in the structure of the program than growing pains as insurers learn to price their products based on the health of those coming into the exchanges. If there’s a structural flaw in Obamacare, it’s that it doesn’t include the public option.” I couldn’t agree more.
Yesterday, Donald Trump vowed, if he is elected, that he would call a special session of Congress to repeal and replace Obamacare. Of course, that really means just repeal Obamacare as there is no Republican plan to replace it at all. Just look at the map and all those people who would lose health insurance. Do I really need to comment further?
These Maps Show The Success Of Obamacare
unless, you're a reichtard, you cannot argue with success.
Obamacare coverage is still worth it -- a very personal story
“Ms. Duncan, we're going to need to see you as soon as possible this morning…..and please bring your husband with you.” My wife's doctor delivered those words to her at 7:30 am on a Monday, just days after we had received preliminary biopsy results that were all negative. “This can't be good”, I told my wife as if she didn't already know.
Half an hour later we were in an examination room when her primary care physician delivered the news in full: “It's cancer”, he said, “but I'm afraid we don't know the source yet”. If you are unfortunate enough to get cancer, this is the one of the types you really don't want to have – cancer of unknown primary, commonly called CUP. The problem with CUP is that it can be very hard to treat, as today's cancer treatments are precisely matched to the originating source. If you don't know the original source of the cancer, you most likely won't have an effective treatment – it's as simple as that. To make matters worse, my wife's carcinoma was also “poorly differentiated”, which means it is both aggressive and hard to trace. Like I said – it's the one you really don't want to have.
Things could hardly get worse...unless the receptionist walks into the room a few moments later to tell you that there is a problem with your insurance – which she did, and there was. We were certain at that point, however, that there was nothing wrong. We had signed up through the healthcare.gov exchange the previous year and then upgraded our coverage to the silver level to start our second policy. This was big news for us, as we had gone over a decade without coverage due primarily to (non-cancer related) pre-existing conditions that my wife had lived with since childhood.
It seemed impossible that the coverage we were so happy to have could be gone so quickly. Our premiums were automatically deducted from our bank account and (to the best of our knowledge) were 100% up to date – there weren't any indications of problems when the biopsies were taken just a few days earlier. It had to be a glitch in the billing system – so we thought, as did the receptionist.
Unfortunately, when we got time to investigate we found that our coverage had indeed been cancelled – just in time to find out the very same day as the cancer diagnosis. I'm actually loath to include that detail of the story, as it just seems so implausible, but that is just how it went down. It turns out the payments that we were making never changed when we went from bronze to silver, so we had been very slowly falling behind, although our paper bills never reflected it. In total, we were less than $80 arrears on a policy that was $478 per month (they had been taking $459 for 4 months). We called and offered to pay the $76 but were refused. We now faced the future of a complicated and dangerous cancer with no insurance. We needed help.
Fortunately (it feels so good to use that word!) we found out there are actually some reasons for all those pages in Affordable Care Act. Deep in there somewhere is an appeals process that includes review by an external auditor – meaning that in case your coverage is denied there is an impartial process to ensure that both the insurance company and the patient are acting in good faith. We filed the appeal that same day and got our answer in 10 days: it was the fault of our insurance company that they had been taking the wrong amount out of our bank (they had also failed to warn us of the impending cancellation in a timely manner, among other things). We had to pay the balance due of course, but our policy was reinstated in full.
We're now approaching four months of testing, imaging, biopsies and chemotherapy. It took nearly a dozen different procedures to even determine what her disease was: a fairly rare type of breast cancer, which has none of the typical hormone markers and (hallelujah!) it appears more aggressive than it actually is. My wife's oncologist is now very happy with her progress and there is finally a reason to be optimistic.
It's hard to imagine what this process would have been like before the ACA. All the recent news is about increased costs, but I have to wonder if deceptive billing and cancelled coverage has kept costs artificially low. I’m sure we could lower prices by “repealing and replacing” or “reducing regulations” — but those seem to be just shorthand for “deny coverage to the sick and make sure they can’t ever purchase it again”. What good is cheap insurance if you don’t get to keep it?
Obamacare coverage is still worth it -- a very personal story
ACA saves this lady's life. Certain delusional right wingers would prefer that she die without it.
Thank you Mr Obama!
“Ms. Duncan, we're going to need to see you as soon as possible this morning…..and please bring your husband with you.” My wife's doctor delivered those words to her at 7:30 am on a Monday, just days after we had received preliminary biopsy results that were all negative. “This can't be good”, I told my wife as if she didn't already know.
Half an hour later we were in an examination room when her primary care physician delivered the news in full: “It's cancer”, he said, “but I'm afraid we don't know the source yet”. If you are unfortunate enough to get cancer, this is the one of the types you really don't want to have – cancer of unknown primary, commonly called CUP. The problem with CUP is that it can be very hard to treat, as today's cancer treatments are precisely matched to the originating source. If you don't know the original source of the cancer, you most likely won't have an effective treatment – it's as simple as that. To make matters worse, my wife's carcinoma was also “poorly differentiated”, which means it is both aggressive and hard to trace. Like I said – it's the one you really don't want to have.
Things could hardly get worse...unless the receptionist walks into the room a few moments later to tell you that there is a problem with your insurance – which she did, and there was. We were certain at that point, however, that there was nothing wrong. We had signed up through the healthcare.gov exchange the previous year and then upgraded our coverage to the silver level to start our second policy. This was big news for us, as we had gone over a decade without coverage due primarily to (non-cancer related) pre-existing conditions that my wife had lived with since childhood.
It seemed impossible that the coverage we were so happy to have could be gone so quickly. Our premiums were automatically deducted from our bank account and (to the best of our knowledge) were 100% up to date – there weren't any indications of problems when the biopsies were taken just a few days earlier. It had to be a glitch in the billing system – so we thought, as did the receptionist.
Unfortunately, when we got time to investigate we found that our coverage had indeed been cancelled – just in time to find out the very same day as the cancer diagnosis. I'm actually loath to include that detail of the story, as it just seems so implausible, but that is just how it went down. It turns out the payments that we were making never changed when we went from bronze to silver, so we had been very slowly falling behind, although our paper bills never reflected it. In total, we were less than $80 arrears on a policy that was $478 per month (they had been taking $459 for 4 months). We called and offered to pay the $76 but were refused. We now faced the future of a complicated and dangerous cancer with no insurance. We needed help.
Fortunately (it feels so good to use that word!) we found out there are actually some reasons for all those pages in Affordable Care Act. Deep in there somewhere is an appeals process that includes review by an external auditor – meaning that in case your coverage is denied there is an impartial process to ensure that both the insurance company and the patient are acting in good faith. We filed the appeal that same day and got our answer in 10 days: it was the fault of our insurance company that they had been taking the wrong amount out of our bank (they had also failed to warn us of the impending cancellation in a timely manner, among other things). We had to pay the balance due of course, but our policy was reinstated in full.
We're now approaching four months of testing, imaging, biopsies and chemotherapy. It took nearly a dozen different procedures to even determine what her disease was: a fairly rare type of breast cancer, which has none of the typical hormone markers and (hallelujah!) it appears more aggressive than it actually is. My wife's oncologist is now very happy with her progress and there is finally a reason to be optimistic.
It's hard to imagine what this process would have been like before the ACA. All the recent news is about increased costs, but I have to wonder if deceptive billing and cancelled coverage has kept costs artificially low. I’m sure we could lower prices by “repealing and replacing” or “reducing regulations” — but those seem to be just shorthand for “deny coverage to the sick and make sure they can’t ever purchase it again”. What good is cheap insurance if you don’t get to keep it?
Obamacare coverage is still worth it -- a very personal story
ACA saves this lady's life. Certain delusional right wingers would prefer that she die without it.
Thank you Mr Obama!
On behalf of the 28.5 million people in the U.S. who still don't have health care, way to go, Obama!
Not affordable even with subsidies.
Some Find Care Unaffordable, Even With Obamacare Coverage - Bloomberg Politics
Some Find Care Unaffordable, Even With Obamacare Coverage - Bloomberg Politics
Well, now you're just being harsh. That was a typo. They meant to say "Podiatric Dental," to take care of those all-important feet teeth.
Everybody needs podiatric dental!
Out of a population of 320 million, millions are going to die every year in America regardless of what/who is in place!
Probably 4-5 million a year!
Tecumsehsbones; said:
Send your thanks to the Republicans.
JLM; said:Out of a population of 320 million, millions are going to die every year in America regardless of what/who is in place!
Yeah, but, as always, Eagle has to find some excuse so that he can say, BLAME OBAMA!!!
You realize that there is NO DIFFERENCE between you and a Tea Party Trumpkin, right?
Both of you see your Dear Leader as Jesus and the other guys as Satan and all his demons.
No wonder our election looks like a cafeteria food fight.
[/QUOTE]
You're the one that says BLAME OBAMA repeatedly... and then I post a broken record. That's how it goes.
Anyhow...
These people are opting out of Obamacare - Nov. 28, 2016