I'm presently seeking a private lender for a personal loan. Myself & my spouse have recently moved in the Victoria area & require a personal loan to start a new beginning & get ahead of our finanical life. Long story made short, I was self-employed with a business that didn't do so well... due to the lost of the business I inturn lost my personal credit. My spouse is not a canadian citzen which means she has no credit rating. Would anyone have some advice or direction that I could take... any help at all would be appreciative!