I know this because I was a lower income family once, making bad decisions, and have learned the hard way that if I consistently make good decision I will grow my money and what wouldn't you know, I have been a high income family now for the last 5 years, cause I'm making good decisions and working my a$$ off. No studies nothing. Just pure life experience and logic.
If you decide to quit smoking drinking, stop eating out and cook your own food every day. Prepare some soup and other cost effective solution for your weekday lunchtime. That's called making good decisions. Do that year round and you just saved yourself a whole lot of disposable income.
Saved me around 3000$ a year.
I spend many hours learning every thing there is to know about my work instead of watching TV. I spend a great many hours organizing, cleaning making sure every thing is perfect. From experience I can guarantee that good decisions based on real facts translate into success.
What study do you need? It's called common sense.
If you need a study to explain to you that making the good decision to show up on time at work, consistently perform high quality work. Keep you're break and lunch to the designated time given, report to your superior any problems that happens, that those decisions will be moving you up in you're career in no time.
Then yes if you can't understand those simple facts you'll never be more then a lower income family. And no amount of tax credits from the government will change that.
Angstrom, I am so happy for you that things are coming together for you in your life. I know for a while you were feeling super miserable. It sounds like in your particular situation you were living a life style which you could not afford according to your income. That is terrific that you have found your way out. It is fantastic for you that you have learned to budget and how to save. The younger we learn these things the better. It is a lesson that will do you well for your whole life and for your family too.
The reason you need a study or really involvement in order to understand poverty in Canada, or the US is because middle class people, raised in a middle class environment with middle class values have middle class problems which are frequently easily solved by making some basic adjustments as you did. And that is wonderful. The middle class live in a very different reality from those who live in grinding poverty.
When people do not understand another individual or the challenges they have faced in their past or the effort they are currently putting forth to climb out of their poverty, when that is not understood or when there is no desire to understand, it is often easy to make it a them versus us situation. It becomes easy to lump everyone together, put a label on them and turn our backs. It soothes our conscience to believe someone is not worthy of our help.
That's all I was saying. To say a whole group of people do not deserve to be helped is a broad label to apply. Also sometimes the very people who are doing well now, find it easy to punish those less fortunate because after all, we made it, we rose above the adversity thus they should too.
Children fall through the cracks because of that. These little ones deserve a chance. Many say there is no money to help them so they go hungry. And they do. We have hungry, neglected children here in Canada.
Just saying sometimes we have to look at things from various perspectives. ;-)
Everyone owns his life. You can play the victim all you're life hoping for a hand out, or you can decide to make as few bad decisions as possible and have a great successful life. In the end you only have yourself to blame. Cause everything else is out of you're control.
Sometimes Angstrom things happen to people in their life. They have mental illness challenges due to depression, or anxiety, or they have physical health challenges because they contract a disease that does not allow them to work and earn at the same capacity that they once did. That is just life. That is just reality. Life is a gamble. We can plan all we like, make every safety net that we can, be the best person we know how, and still life can throw us a curve.
There are people who play victim. Others just struggle daily to get through the day the best way they know how for whatever has befallen them. Because as you say, everything else if out of your control.
Congratulations on your new baby to be. A new daddy again soon. Awesome. Enjoy!!