Nobody is suggesting there should be a drop in health care quality. However is you can produce you own antibiotic for $50 (over your life-time) then the billions spent on that could go to other medical uses. If most cancer could be shielded from starting by keeping oxygen levels high for short periods. Please take the time to watch this vid. It is how a low-tech inexpensive remedy to some very serious heath issues was/is intentionally suppressed by the medical industry of the west. Your heath care could be a lot better for the money that is already being spent.
Phage - The Virus that Cures.avi
It is not your business loans that needs changes, you should pay interest. However the country of Canada should not be paying interest on their debt. Just taking away the interest payments solves the debt issue. Take away accumulated interest for the last 70 years and there probably isn't even a National debt at all.
These issues are a little bigger than just you and your family, it is about getting that same care for you to people who are not getting those things today. That applies to getting some money into their hands also. Say you build a ski resort. it costs $100M. By selling memberships you take in $150M in 10 yrs. That is $30M for you (3% profit and $20M for interest for the Bank) At that point you return all profits into maintaining the facility, passes would drop drastically in price and that would allow the 'poorer people' to access the site. The developer would move on and build another such facility and it would cater to the richer folks fort the 1st 10 yrs.
The loans you have taken for cars and even your house would be interest free (except the really expensive ones). You could pay off a $200K house off in 20 years, most houses last about 40 years, those last 20 years would free up more of your personal income.
That's lovely, except my family needed a little more than simple anti-biotics, instead they needed drugs developed by the drug industry after years of investment.
I borrowed money when I was 18 and started a buisness and shortly after bought my first home......from there I paid off the loans and slowly started building a modest empire through hard work and sound judgment.
Btw, the buisness model you proposed about the ski resort is hilarious and way off base.