The practice of the PSSA of "clawing back" of disabled retired federal pensioners.

9969

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Dec 29, 2015
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The practice of the PSSA of "clawing back" of disabled retired federal pensioners.

Good day out there. I am writing about an experience of mine and would like some assistance. In 2005, my son hung himself, in 2006 at a return to work meeting with the DND, I was told that I was being removed from my position because management did not want to employ a shadow to watch me, since it was genetic. Within days I had a heart attack. I was advised to apply for the CPP DIsability pension, even though I had 30 years of service in thr government. The application for the benefits was brutal, but when I won it I lost a major portion of my PSSA pension. We have all heard about the clawing back of the military disability pension by SISIP, and the pensions of the RCMP by PSA. In Bill C 215 there is mention of a major union removing itself from negotiating for the disabled retired federal employeees, instead leaving litigation in the hands of the blind person in a wheel chair..this isn't right. Since I applied for the CPP disabiliy I have paid out our lost over $140,000. I am sick, mywife is sick, and we don't get support from th union's, the legion, no one. I am asking or the readers on this forum to hlp lobby the Libral government to eliminate the claw back practices of the PSSA, an request that 62.2 of the Bill of Rights be made silent o we civil servants can fight. We are no different than anyone else so please help...I would help you.
9969
 

Mowich

Hall of Fame Member
Dec 25, 2005
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Re: The practice of the PSSA of "clawing back" of disabled retired federal pensioners

Good day out there. I am writing about an experience of mine and would like some assistance. In 2005, my son hung himself, in 2006 at a return to work meeting with the DND, I was told that I was being removed from my position because management did not want to employ a shadow to watch me, since it was genetic. Within days I had a heart attack. I was advised to apply for the CPP DIsability pension, even though I had 30 years of service in thr government. The application for the benefits was brutal, but when I won it I lost a major portion of my PSSA pension. We have all heard about the clawing back of the military disability pension by SISIP, and the pensions of the RCMP by PSA. In Bill C 215 there is mention of a major union removing itself from negotiating for the disabled retired federal employeees, instead leaving litigation in the hands of the blind person in a wheel chair..this isn't right. Since I applied for the CPP disabiliy I have paid out our lost over $140,000. I am sick, mywife is sick, and we don't get support from th union's, the legion, no one. I am asking or the readers on this forum to hlp lobby the Libral government to eliminate the claw back practices of the PSSA, an request that 62.2 of the Bill of Rights be made silent o we civil servants can fight. We are no different than anyone else so please help...I would help you.
9969

https://www.change.org/

I wish you luck and good results.
 

Dixie Cup

Senate Member
Sep 16, 2006
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Re: The practice of the PSSA of "clawing back" of disabled retired federal pensioners

My spouse is an ex-military member and when he starts collecting his CPP he will lose an equal amount in his CF pension as well. As was explained to him, CF members do not contribute the "regular amount" for CPP on their pay cheques; its a "reduced" amount, therefore when they actually collect the CPP, the lose an equal amount on their CF pension. My question is, if that is the case, why are they contributing a "reduced" amount towards CPP? While serving, they contribute both to their CF pensions and CPP so why can't they collect from both?


Just wondering....
 

9969

New Member
Dec 29, 2015
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Re: The practice of the PSSA of "clawing back" of disabled retired federal pensioners

My spouse is an ex-military member and when he starts collecting his CPP he will lose an equal amount in his CF pension as well. As was explained to him, CF members do not contribute the "regular amount" for CPP on their pay cheques; its a "reduced" amount, therefore when they actually collect the CPP, the lose an equal amount on their CF pension. My question is, if that is the case, why are they contributing a "reduced" amount towards CPP? While serving, they contribute both to their CF pensions and CPP so why can't they collect from both?


Just wondering....
I believe that if a perdon pays the premiums, which a government actuary defines, then that person should collect it.Otherwise why do we have autoinsurance, health insurance etc. If I can' t collect on what I've paid for, then it's a scam. It's akin to reducing the CPP disability payments from your RRSP withdrawals. Going forward, if aperson pays a "reduced"premium", then it's reasonable to expect a reduced pension.There has never been a free ride, ever.
 

petros

The Central Scrutinizer
Nov 21, 2008
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Re: The practice of the PSSA of "clawing back" of disabled retired federal pensioners

CPP Disability is not the same as CPP when you retire.
 

DaSleeper

Trolling Hypocrites
May 27, 2007
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Re: The practice of the PSSA of "clawing back" of disabled retired federal pensioners

When I turned 65 I lost $500 a month from my company pension plan....or just about the equivalent of OAS after taxes, but in my case some people might call it claw back....but actualy From the time I took early pension to when I turned 65, I was getting an extra 500 package called "Bridging" ...something that was negotiated for people taking their pension before reaching the mandatory age of 65...
Are you sure that this is not what is happening to you?????
The government didn't take it away from me, the company just quit giving it to me:icon_smile:
Just saving myself the trouble of writing it again....
Still some people calling it a clwback around here because they can't seem to understand the principle...
 

petros

The Central Scrutinizer
Nov 21, 2008
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Re: The practice of the PSSA of "clawing back" of disabled retired federal pensioners

I can't see a heart attack being a disability. That should have been EI med.
 

9969

New Member
Dec 29, 2015
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Re: The practice of the PSSA of "clawing back" of disabled retired federal pensioners

Just saving myself the trouble of writing it again....
Still some people calling it a clwback around here because they can't seem to understand the principle...
I understand the "bridging concept, however my bridge was retroactive 8 years and $1300 a month is a lot of money, that the PSSA Deducts from a person's pension.

I can't see a heart attack being a disability. That should have been EI med.
It's not the heart attacks , if you are lucky you live. If you have 2, then the medication going forward screws you up and management doean't want you around. Have a heart attack, then live and learn.
 

petros

The Central Scrutinizer
Nov 21, 2008
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Re: The practice of the PSSA of "clawing back" of disabled retired federal pensioners

Stop calling CPP Disability "pensions" and you might have a better understanding.
 

9969

New Member
Dec 29, 2015
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Re: The practice of the PSSA of "clawing back" of disabled retired federal pensioners

Stop calling CPP Disability "pensions" and you might have a better understanding.
I stand corrected, it's a benefit, not a pension, you are right. My CPP disability was deducted dollar for dollar from my PSSA pension.
 

gerryh

Time Out
Nov 21, 2004
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Re: The practice of the PSSA of "clawing back" of disabled retired federal pensioners

I stand corrected, it's a benefit, not a pension, you are right. My CPP disability was deducted dollar for dollar from my PSSA pension.


ooooook...... and that is a problem...why?
 

DaSleeper

Trolling Hypocrites
May 27, 2007
33,676
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Northern Ontario,
Re: The practice of the PSSA of "clawing back" of disabled retired federal pensioners

A lot of people think they can double dip.....
 

petros

The Central Scrutinizer
Nov 21, 2008
117,866
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Re: The practice of the PSSA of "clawing back" of disabled retired federal pensioners

A lot of people think they can double dip.....

Entitled.

I believe that if a perdon pays the premiums, which a government actuary defines, then that person should collect it.Otherwise why do we have autoinsurance, health insurance etc. If I can' t collect on what I've paid for, then it's a scam. It's akin to reducing the CPP disability payments from your RRSP withdrawals. Going forward, if aperson pays a "reduced"premium", then it's reasonable to expect a reduced pension.There has never been a free ride, ever.
 

Dixie Cup

Senate Member
Sep 16, 2006
6,341
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Re: The practice of the PSSA of "clawing back" of disabled retired federal pensioners

Military pensions aside, why would you consider it "double dipping" when you've paid into both? The expectation is that if you've paid into it, you should be able to collect should you not?


Just askin'
 

DaSleeper

Trolling Hypocrites
May 27, 2007
33,676
1,666
113
Northern Ontario,
Re: The practice of the PSSA of "clawing back" of disabled retired federal pensioners

Let me put it to you this way If you have a private drug coverage when over 65 in Ontario the government will only pay what your private coverage does not...
You try to collect from both is double dipping..
If you collect disability from CPP....around 800$ or 900$ I believe.....when yo turn 65 expect it to drop to 605$...what everyone else is getting , because you are not of working age anymore...
Wheelchairs and other needed item would fall into another category...
To expect both disabililty and regular CPP is double dipping....

Similarly, Dunno if unemployment insurance has sickness benefits anymore but if your employment contract has a sickness clause you cannot collect from both at the same time...