texas also puts chiidren and the mentally disabled on death row.
Wow.
Tard
texas also puts chiidren and the mentally disabled on death row.
Too many seniors. It'll never work. You'd never find people to work for that wage. Comparing Texas to Seattle is silly
Yes it is.. I agree.. my point is, quit complaining about what you have, somebody somewhere has it worse. Be happy and grateful that you have a job.
Yes it is.. I agree.. my point is, quit complaining about what you have, somebody somewhere has it worse. Be happy and grateful that you have a job.
Must have had a sizeable down payment or it must have been a shyte hole
So we should be content making $2/hour and eating cat food because somebody in Bhutan is starving? Gotcha!
slave mentality
5% and a brand new build. So, not surprising, wrong on both counts.
My girlfriend was a personal banker. At $15/hr he'd be allowed $800 for mortgage/taxes/condo fees and insurance. Must be a shyte hole.
Sock puppets don't qualify as a girlfriend
My girlfriend was a personal banker. At $15/hr he'd be allowed $800 for mortgage/taxes/condo fees and insurance. Must be a shyte hole.
texas also puts chiidren and the mentally disabled on death row.
Sock puppets don't qualify as a girlfriend
Let's try to not derail this thread. The issue is not my girlfriend but the quality of condo you can get for 800/month
I'm going to call this one B.S.
Front-end ratio: The housing expense, or front-end, ratio shows how much of your gross (pretax) monthly income would go toward the mortgage payment. As a general guideline, your monthly mortgage payment, including principal, interest, real estate taxes and homeowners insurance, should not exceed 28 percent of your gross monthly income. To calculate your housing expense ratio, multiply your annual salary by 0.28, then divide by 12 (months). The answer is your maximum housing expense ratio.
My girlfriend was a personal banker. At $15/hr he'd be allowed $800 for mortgage/taxes/condo fees and insurance. Must be a shyte hole.
I'm not surprised. Five minutes on Google would prove me right though. Her bank allows up to 32%. 28% is normal range.
Mortgage Basics, Ch. 1: Can you afford that house? Know debt-to-income ratios
She was, was she. "Was" being the operative word. I gather she's unemployed like you.
I'm not surprised. Five minutes on Google would prove me right though. Her bank allows up to 32%. 28% is normal range.
Mortgage Basics, Ch. 1: Can you afford that house? Know debt-to-income ratios
At 5% down, CMHC would have to insure the mortgage increasing the monthly payment even more.
In not talking about down payment. I'm taking about front end ratio. Do you know the difference?Oh horse pucky...
http://www.albertamortgagesource.ca/
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yes tips should be done away with.....I'm all for that unless someone can show me why I should not be