Governments spend too much on Seniors

[karrie]

What you could do is start a web site to donate your money from OAS to families
that could be nice....I could use your OAS.

Like you just said. Families are not doing as good as baby boomers did at the same
stage in their lives. Not that I'm complaining about my situation or anything.

Families aren't doing as good as boomers did at this stage? I know I'm in Alberta, and that changes it a bit, but, the boomers I know moved out, got married, rented for the first five to ten years of their marriages, then bought homes. Most people in my generation moved out, bought homes, then got married. I know very few people who've ever rented long term.

I grew up dirt poor. My parents struggled to make ends meet. Part of that was because they tried to farm, but, even my friends' families.... where their parents were at this age was far below where we're at.

 

[PoliticalNick]

If the status quo was OK then slavery would be legal and women would still be considered a man's property.

I sure miss the good ol' days...:lol:

 

[Cannuck]

I suggest you look elsewhere then the government to solve the problem you see.

That's pretty tough considering government is the problem

 

[Angstrom]

Families aren't doing as good as boomers did at this stage? I know I'm in Alberta, and that changes it a bit, but, the boomers I know moved out, got married, rented for the first five to ten years of their marriages, then bought homes. Most people in my generation moved out, bought homes, then got married. I know very few people who've ever rented long term.

I grew up dirt poor. My parents struggled to make ends meet. Part of that was because they tried to farm, but, even my friends' families.... where their parents were at this age was far below where we're at.

When comparing with the boomers I know, I'm lagging behind. And they where smoking/drinking/consuming drugs daily. Living like Rock Stars.

Nope. Can't say they didn't enjoy there lives to the max.

I quit smoking I don't do drugs and I don't really have money in my budget for beer.
And am still lagging behind financially.Cost of living is definitively up.

 

[gerryh]

When comparing with the boomers I know, I'm lagging behind. And they where smoking/drinking/consuming drugs daily. Living like Rock Stars.

Nope. Can't say they didn't enjoy there lives to the max.

I quit smoking I don't do drugs and I don't really have money in my budget for beer.
And am still lagging behind financially.Cost of living is definitively up.

ahhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh.... poor baby.... what a pile of horse shyte.

 

[Angstrom]

ahhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh.... poor baby.... what a pile of horse shyte.

:lol: Oh common Gerry you know you want to give me your OAS. Lol

That's pretty tough considering government is the problem

We as a society really need to stop looking at government as our one stop shop for all our problems.
Our government is very limited in what it can do.. And more often then not we could
solve the situation Completely bypassing the government on are own.

 

[Cannuck]

We as a society really need to stop looking at government as are one stop shop for all our problems.
Our government is very limited in what it can do..

...and yet we continue to do just that.

 

[Angstrom]

...and yet we continue to do just that.

We should stop. Government can't do it. No matter how hard we wish it could.

 

[JLM]

:lol: Oh common Gerry you know you want to give me your OAS. Lol



We as a society really need to stop looking at government as our one stop shop for all our problems.
Our government is very limited in what it can do.. And more often then not we could
solve the situation Completely bypassing the government on are own.

"Common" Gerry, would that be Gerryh?

 

[Angstrom]

"Common" Gerry, would that be Gerryh?

Oups one to many M's.

 

[JLM]

That's a good one, "when most people had some pride". When exactly did our seniors lose their pride and take money that they didn't need? You and I both know that the OAS was brought in as a vote grab, all senior programs are exactly that.....nothing else.

Seniors are being bought and either are to ignorant to see it or don't care because they get their vacations paid by the brides.

Not sure what your last sentence is making reference to.

How about the people you are referring to who don't deserve O.A.S.? Why bother mentioning a "vote grab"- that goes for everything of perceived benefit to the citizen. All it is, is handing us back our own money! It's sad that some people are too stupid to realize that.

I think the day is not far off where everyone will be supplied with a guaranteed income and it will probably be cheaper than all the bureaucracy we are paying for, when registered at birth you'll probably be "flagged" for an income to start on your 18th birthday.

 

[gopher]

Let private industry, churches, synagogues, and wealthy elites handle the problem and government will no longer need to concern itself with the problem.

 

[Angstrom]

How about the people you are referring to who don't deserve O.A.S.? Why bother mentioning a "vote grab"- that goes for everything of perceived benefit to the citizen. All it is, is handing us back our own money! It's sad that some people are too stupid to realize that.

I think the day is not far off where everyone will be supplied with a guaranteed income and it will probably be cheaper than all the bureaucracy we are paying for, when registered at birth you'll probably be "flagged" for an income to start on your 18th birthday.

Then we can start the

We pretend to work and they pretend to pay us dance.

 

[JLM]

i am not sure what your saying.


if you are past the $75000 a year OAS clawback threshold thus loosing OAS then your retirement income is quite high and you should talk about this with your accountant.

If on the other hand your total income is $14796 the system may be failing you.
As to where I got my figures, I knew them roughly.
see retirehappy.ca
quote"In the article I stated, “The most you will receive from the government is $24,346.44 if you have no other sources of income and only $16,684.92 with other income"

If you are only receiving $14,796 I would urge you to talk to a seniors advocate or advisor.
The GIS threshold is around $16,500 or so and if you are single you probably qualify.
For couples the GIS threshold is somewhere around $22 to $25,000.
You should check it out.

I didn't state my TOTAL income was $14,796 a year. I merely pointed out the my income from those two sources was about $9,000 less than what you stated and I receive very close to the maximum.

Your absolutely correct!!
Actually you don't even have to be here for 20 yrs, 10 yrs will suffice as shown below.
----Quote
The Old Age Security program (external) (OAS) provides a basic pension to almost everyone over 65 who has lived in Canada for at least 10 years.
----



As usual PetrAss does not know what he is talking about!!
He should just continue to try to concentrate on his card game at the o'l folks home!!

As a further note, that's why immigrants like Canada so much, it takes them 3 yrs to get citizenship and then with a few more yrs till they have been here for a total of 10 yrs, then they can claim OAS and go back to their country with dual citizenship and our tax funded AOS!!

Good deal .. eh !!

PS
Do you know that right now over 50% of senior citizens in Vancouver are immigrants and in Toronto over 60% of seniors are immigrants!!
And in Canada, right now, only about 22% of Canadians are immigrants!!
Numbers don't add up, do they!!

Actually Durry, Petros generally does know what he is talking about, he's just mistaken on this single issue and I'm sure he could be corrected in a civil manner. If anything you are the dumbass and you should save your crude comments for the likes of the resident idiot, whose mouth is running rampant!

PS
Do you know that right now over 50% of senior citizens in Vancouver are immigrants and in Toronto over 60% of seniors are immigrants!!
And in Canada, right now, only about 22% of Canadians are immigrants!!
Numbers don't add up, do they!!

How could they possibly "add up"? You are talking about %age of seniors in two cities and the total population of the country.

Well, when looking at old age pensions and senior care programs, you have to consider that seniors are not a special interest group. They are not a minority group. They are not a 'portion of the population'. Poor people get old. Cultural minorities get old. Rich get old. Men. Women. Gays. Artists. Sports heroes. Everyone. So, it's not showing favouritism to a minority group, it is planning for the one common outcome we all face if we're lucky enough to not stroke out ahead of time. I think that alone makes it a lot easier for every single voter to be willing to invest in social funding.

You are making perfect sense, Karrie, BUT I doubt if the idiot fringe will understand you! -

 

[tibear]

Families aren't doing as good as boomers did at this stage? I know I'm in Alberta, and that changes it a bit, but, the boomers I know moved out, got married, rented for the first five to ten years of their marriages, then bought homes. Most people in my generation moved out, bought homes, then got married. I know very few people who've ever rented long term.

I grew up dirt poor. My parents struggled to make ends meet. Part of that was because they tried to farm, but, even my friends' families.... where their parents were at this age was far below where we're at.

I think the fact that you live in Alberta, the land of NO PST and low taxes gives you rose coloured glasses.

Most people these days start out making minimum wage, which around here is about $10.50/hr. Try saving up for a $20,000 down payment on a house (10%) with that salary. Nearly impossible.

 

[JLM]

The universal child care benefits is a everyone gets it no matter your income level.
But it's 100 per/child a month... Nothing close to CPP or that other one.

And it's only till the child turns 6

Originally the family allowance was $6 a month for children under 10 and $8 a month for children over 10. That was back in the 40s and 50s.

Any incentive to get people breeding IS needed right now. But regardless, the assertion was that there would be outcry over the program you didn't even know existed for the last, what, 8 years I think?

Right on, Karrie, of course there will always be idiots who will advocate importing problems from other countries and adding to the bureaucracy. One just needs to look at some of the horror stories out of Romania!

I think the fact that you live in Alberta, the land of NO PST and low taxes gives you rose coloured glasses.

Most people these days start out making minimum wage, which around here is about $10.50/hr. Try saving up for a $20,000 down payment on a house (10%) with that salary. Nearly impossible.

ON THE PLUS SIDE a guy could bust his A$$ and get a raise in pay so he could make the $20 grand down payment.

 

[Angstrom]

Originally the family allowance was $6 a month for children under 10 and $8 a month for children over 10. That was back in the 40s and 50s.

I'm great-full for the money... With it I can just barely afford my car insurance.
Did they have car insurance back in the 40&50s?

 

[PoliticalNick]

I think the fact that you live in Alberta, the land of NO PST and low taxes gives you rose coloured glasses.

You forgot that we all make $75k or more....hell, even McD's pays $15/hr ;-)

Originally the family allowance was $6 a month for children under 10 and $8 a month for children over 10. That was back in the 40s and 50s.

In the 40's & 50's I could buy a house and a car for less than we just spent on new appliances.

 

[JLM]

I'm great-full for the money... With it I can just barely afford my car insurance.
Did they have car insurance back in the 40&50s?

Yep, but it wasn't compulsory, until the 1970s in B.C. I remember something called an "assigned risk", not sure how that worked.

You forgot that we all make $75k or more....hell, even McD's pays $15/hr ;-)


In the 40's & 50's I could buy a house and a car for less than we just spent on new appliances.

That's right, a brand new 1953 Olds cost $3600.

JLM, OAS clearly isn't about "getting our money back that we've paid in over the past 50 years" because firstly there is NO requirement to pay any taxes to collect and secondly the people who pay the most taxes, "rich" are excluded from receiving any OAS at all.

Where do you think the money for OAS comes from?

 

[PoliticalNick]

That's right, a brand new 1953 Olds cost $3600.

I still have the dealer receipt the original owner of my 1968 Camaro SS convertible gave me when I bought it from him. On May 9th 1968 he paid $4150, in September of 1992 I paid $8500, last year I had an offer from a collector of $42,000.