bluealberta said:
I think not said:
bluealberta said:
Could any of you who have moved from Canada to the US provide some details regarding the cost and quality of health care in the US compared to Canada? Health Care in the US is condemned by the lefties in Canada, so maybe someone with actual life experience could provide some details. Cost, wait times, number of doctors/nurses, access, etc.
It's been tried and argued, bluealberta. And its not condemned by the leftists in Canada only. Canadians have been carefully and systematically told that their health care is the best there is (or at least far superior to that of the US). You can't change views, you can only argue the point.
But I'll add my two cents, again. There are no wait times as you perceive it. You don't get on a waiting list to see a doctor, if a doctors appointments are running into weeks, you go to another. If a hospital is booked, you go to another. I can even begin to concieve you mean about wait times.
Costs range and differ by region in the US, a family of four can range from $450 to about $870 per month (depends on the level of health care they want), that covers prescription medicine also. The only downside to this health care, is that dental is not included. Chiropractors, home care, hospice is all included.
There are co-pays to doctor visits that range from $5 for an intern to $25 for a specialist. Prescription medicine range from $5 generic to $25 brand name. There are also deductibles usually range to $500 per year, depending how much your paying per month.
In terms of uninsured, there are 40 million. There are however 1871 community hospitals across the US if you choose to go there.
If you have any other questions let me know and i'll see what else i can dig up for you.
There is also a post from a Canadian ex-patriot that has some information on US health care compared to Canadian, you can find it
HERE
Thanks for the info. I have some research that a family coverage with a shared cost (employer/employee) costs the employee about $2661 per year, the balance picked up by the employer. The offset is there are lower tax rates and mortgage interest deductions which means the employee has his own money to pay for his own insurance. Is this basically correct? What can you tell me about Medicare and Medicaid? I belive Medicaid is for 65 years and older? Is there a basic insurance policy that can be bought by those without shared costs? So far, what I have heard does not scare me at all, and if a US citizen has far less taxes deducted which allows them to choose and pay for the type of health care they need, well.... Regarding the 40 million without insurance, what happens to them if they need medical coverage? As you can tell by other posts, some think this puts these people into bankruptcy, etc. Can you provide clarification, and thanks for your research, at least this is based on facts and not innuendo.
The federal tax rate varies depedant upon the amount of money one earns. The more you make, the higher the federal tax rate, we can go under the premise for the purpose of this discussion that the federal tax rate for the middle class is around 28% on top of that you have to add the state tax (varies by state), in New York where I live that rate is 6.75%. All the interest on a mortgage is tax deductible (not any part of the principal amount), to give you a rough idea, after a mortgage payment of one year, the money returned to you by the federal government is worth about 4 to 7 months of the following years mortgage payments.
Medicaid is primarily for the poor (under $15,000 per year, which is ridiculous, unless you live in Walla Walla Washington (no offense to those who do), it's a very small amount and should be raised to at least $25,000 per year)
Medicare is for everyone over the age of 65, and everyone is entitled to it, rich and poor, although if you're rich, you dont need it, obviously.
You can purchase insurance on your own and if you reference my previous post for a family of four, there you have it.
The 40 million people that are uninsured also encompasses those under medicaid because they cannot afford private health insurance. There are 1871 community hospitals throughout the US that are sponsored by the respective states, it is there that people tend not to go, because of wait times and such, but you won't die. Here lies the issue with bankruptcy, it is true, the greatest reason for bankruptcy in the US is health care bills, why? Because they wont go to the community hospitals, putting it plainly, we're spoiled stupid, we can't wait a few hours to get treated and the bureacracy involved, we want to go to the best you can get, so what happens?
You go to any hospital, AND BY LAW (in certain states) and probably mostly by fear they will get sued if you walk out the door and drop dead, they will not turn you away because you can't afford it. So you go to Mount Sinai in Manhattan (for example) because you have a very bad condition (cancer, heart whatever) and you want to get treated by the best because you "hear" thats the place to go, and once youre out, you get slapped with the bills that you cant pay because you didnt trust a community hospital to begin with.
All this information is not research I am giving you, these are facts from where I live, and I happen to be self employed and have shared costs with the employees, so I'm a bit more aware than others would be.
All the hype you hear every 4 years in the US about health care is exactly that, hype. There are always options, it all depends how you will take advantage of them, that is the bottom line. I assure you nobody has died in the US from lack of health care, or nobody that I have ever heard anywhere.
There is a major downside to health care in the US, dental coverage is never included, and I'm not going to go into that, because its cheaper to fly to Europe, get your teeth fixed, hang out at the bars at night, fly back, and you will have still probably paid less. Of course there is additional coverage you can purchase for dental but it is really not worth it.
I cant really compare the US and Canadian systems, for one very simple reason, I have no fair frame of reference since I have never been in the Canadian healthcare system. If I missed something let me know and I'll be happy to elaborate further.