A number of years ago there was a huge fire in the mountains above Penticton
many didn't have fire insurance. The reason it cost so much for the property and
to build the home they couldn't afford insurance. Of course insurance in the area
where they built was outrageously expensive if they could get it at all.
Makes you wonder people want the view from the mountains or the view from the
beach, they can't afford to insure it but they do it anyway. I think the expect some
government relief if there is a disaster. My answer to that is No Way.
Makes you wonder how they got a mortgage without insurance.