What is the status quo? What is the Standard? Who has too much? What is your experience with the environment beyond a weekend at an overcrowded Provincial Park? You haven't even hit the "Dad I need $$$ for_____." while pay off a mortgage that lost %25 - 40% and it's equity or the company you work for heading to cheaper more prosperous lands as is happening right now before your foolish eyes. Your a$$ is far from safe. What is your backup plan?
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