Time to Kill OAS??

[tibear]

So you are mainly interested in the saving the Gov't. money. I can give you a good example of where you can save more money and piss fewer people off................................Remove bargaining rights along with the respective Unions of Gov't employees and bring politicians pensions in line with public workers' pensions. :lol:

This is NOT about saving money but fairness. Treat seniors with the same process and rules as the rest of canadians. 20 years ago family allowance was changed to ensure that only those that required the money received it. I'm simply proposing that it's time that OAS is also streamlined so that only those that require the money receive it.

AND just like family allowance there will be winners and losers. Many seniors will actually get more money but the ones that don't need the money will lose it.

It's obvious that you and others aren't interested in fairness just the cheques that you get every month to help pay for your trips and summer cottages and golf outings.

 

[gerryh]

It's obvious that you and others aren't interested in fairness just the cheques that you get every month to help pay for your trips and summer cottages and golf outings.

This has been asked already and you sidestepped it, so I will ask this time. How old are you?

 

[tibear]

This has been asked already and you sidestepped it, so I will ask this time. How old are you?

What difference does it make how old I am because you and others would attack regardless of my age. If I'm:
- under 40 then I'm too young to know what I'm talking about and will change my mind when I get closer to retirement
- Over 40 then you will accuse me of being so rich enough that $6.6K doesn't matter in my life.

Age has no bearing on fairness, even children know when things aren't fair.

Simply put five 10 year olds in a circle and give 2 of them a cookie and see how well it goes over with the other 3. Now if all five were given a choice of cookies and allowed to select one, then regardless of the the others select they will see that it is fair because they all got something.

OAS is the only program that I know of that has an age restriction and everyone qualifies as soon as they attain the age regardless of their financial positions.

This has nothing to do with my age or financial status but all about fairness and equity. Trying to change a program that gives money to those that don't need it and give THAT money to others that do need it.

 

[gerryh]

OK.... I put you early to mid 30's. That's what your attitude places you at in my mind. Gen X, the all about "me" generation.

 

[Kreskin]

What about RESP's and Disability Savings Plans. Why can't seniors participate in those? Why can't seniors over age 71 keep and/or contribute to an RSP? Child tax benefit? Most government programs have age restrictions.

 

[tibear]

OK.... I put you early to mid 30's. That's what your attitude places you at in my mind. Gen X, the all about "me" generation.

Really, I'm the one that sounds like I come from the "me" generation.....which side has been trumpetting the call to take money from the rich and give it to the poor. Which of us has defended the seniors that take 3 months down south, summer cottages and golf? Which of us has stated that we didn't want to save any money on the program but rather redirect it to those that actually need the money?

Gen X is a rather interesting generation. They are the a generation that think a lot about others, they don't like to join formal groups but fairness is an important factor to them. I take that as a compliment. You should do some research on the various generations, it is rather interesting.

BTW, you're way off in you age guess, remember I said that I'm actually A LOT older then you would guess.

What about RESP's and Disability Savings Plans. Why can't seniors participate in those? Why can't seniors over age 71 keep and/or contribute to an RSP? Child tax benefit? Most government programs have age restrictions.

If a senior wants to have children they can participate in those programs, there are no age restrictions to those plans.

It is the government that has specified the age of 71 as to the when someone cannot continue to contribute to RSP's. I wouldn't have a problem if there wasn't any age restrictions, however the reason why it is there is because we all know that the seniors that need their RSP's to live will use them. The age restriction was for the rich seniors that really didn't need the money in the plan and would leave it grow untaxed until they died.

 

[JLM]

This has nothing to do with my age or financial status but all about fairness and equity. Trying to change a program that gives money to those that don't need it and give THAT money to others that do need it.

That is blatant bullsh*t, if you really want to be fair and equitable you treat them ALL the same. By your standards, if you hire a rich plumber and a poor plumber, you pay the poor plumber $30 an hour and the rich plumber $10. If any adjustments are to be made to seniors entitlements you are the last person who would be qualified to make them.

OK.... I put you early to mid 30's. That's what your attitude places you at in my mind. Gen X, the all about "me" generation.

Maybe the same age as Cannuck and they probably went to the same school together! :lol::lol:

Simply put five 10 year olds in a circle and give 2 of them a cookie and see how well it goes over with the other 3. Now if all five were given a choice of cookies and allowed to select one, then regardless of the the others select they will see that it is fair because they all got something.

That's the reasoning you should be applying to the OAP. :smile:

 

[Kreskin]

Really, I'm the one that sounds like I come from the "me" generation.....which side has been trumpetting the call to take money from the rich and give it to the poor. Which of us has defended the seniors that take 3 months down south, summer cottages and golf? Which of us has stated that we didn't want to save any money on the program but rather redirect it to those that actually need the money?

Gen X is a rather interesting generation. They are the a generation that think a lot about others, they don't like to join formal groups but fairness is an important factor to them. I take that as a compliment. You should do some research on the various generations, it is rather interesting.

BTW, you're way off in you age guess, remember I said that I'm actually A LOT older then you would guess.



If a senior wants to have children they can participate in those programs, there are no age restrictions to those plans.

It is the government that has specified the age of 71 as to the when someone cannot continue to contribute to RSP's. I wouldn't have a problem if there wasn't any age restrictions, however the reason why it is there is because we all know that the seniors that need their RSP's to live will use them. The age restriction was for the rich seniors that really didn't need the money in the plan and would leave it grow untaxed until they died.

Yes, forcing them to pay more tax. The guy getting $474 OAS is liking being forced to liquidate registered assets so the government gets it back, and more.

So if a senior has a 55 year old child he can get the child tax benefit?

Why can't he contrubute to his own RESP and get a grant? Why can't someone that is disabled and over age 49 contribute $1500 a year to a RDSP and get $3500 grant money, like those under 49?

 

[TenPenny]

That's quite the clawback when an individual that makes $110K a year can still receive OAS!

While at the same time a two income family of 4 with an income of $110K do not receive any financial assistance from the government.

1 senior - receiving OAS
4 people - no government assistance

Interesting comparison isn't it?

All the family of 4 has to do is wait a few years. Once they're old enough, they'll get OAS, too.
Kids who are 12 years old can't drive. Did you know that? It's not really fair, is it.

 

[tibear]

Whatever.......you're debating skills are beyond infantile so it really isn't work my time.

I know that you don't care because you'll all be dead before the $hit hits the fan and the program can't work with the number of taxpayers that are required to pay seniors. Hopefully the elected politicians and the civil servants are smart enough to catch the problem and make radical changes to help both the disadvantaged seniors that live in poverty because of other seniors that don't need the money and save our young people some tax money so they can afford to buy homes and put food on their tables.

Enjoy your "free" money and hope that this debate has at least got you thinking about issue.

 

[TenPenny]

Whatever.......you're debating skills are beyond infantile so it really isn't work my time.

Well said by the illiterate selfish twit with an iq approaching negative numbers.

 

[tibear]

Well said by the illiterate selfish twit with an iq approaching negative numbers.

You'll have to remind me because it's the way you debate but is the saying "I know you are but what am I?"
Is this when I turn and wiggle my rear end in your direction???

 

[TenPenny]

You'll have to remind me because it's the way you debate but is the saying "I know you are but what am I?"

Debate? You'll have to explain what your version of debating is, I'm fairly certain it's not repeating the same thing over and over while ignoring any responses to questions you have posed.

 

[tibear]

Debate? You'll have to explain what your version of debating is, I'm fairly certain it's not repeating the same thing over and over while ignoring any responses to questions you have posed.

I addressed every intelligent response to my questions that I received.

 

[JLM]

Well said by the illiterate selfish twit with an iq approaching negative numbers.

Certainly less the four..........my recommended threshold for being allowed on here! :lol::lol:

 

[TenPenny]

I addressed every intelligent response to my questions that I received.

I believe, based on the evidence that you provided, that you are not qualified to determine what is 'intelligent', and what is not.

 

[JLM]

I believe, based on the evidence that you provided, that you are not qualified to determine what is 'intelligent', and what is not.

You have your moments too, Tenpenny. :lol::lol:

 

[Cabbagesandking]

Far from addressing every intelligent response, tibear, you have shown a level of obtuseness that approaches sublimity. Your ideas of fairness went out with the demise of Poor Laws and Parish charity. Rather, you display a callous indifference to the whole question of social inequity and unfair wealth distribution.

I have said little in the thread because I did not want to pile on.Almost every other member was outraged by your insensitivity and dismissal of what were, at first, actual responses to your questions. Only when your questions became an intolerable affront in their insistence on a brutal social regime did people begin to turn on you.

 

[tibear]

Far from addressing every intelligent response, tibear, you have shown a level of obtuseness that approaches sublimity. Your ideas of fairness went out with the demise of Poor Laws and Parish charity. Rather, you display a callous indifference to the whole question of social inequity and unfair wealth distribution.

I have said little in the thread because I did not want to pile on.Almost every other member was outraged by your insensitivity and dismissal of what were, at first, actual responses to your questions. Only when your questions became an intolerable affront in their insistence on a brutal social regime did people begin to turn on you.

It has become obvious to me that when people such as yourself want to justify giving over $6,600 a year to seniors that have the money to spend 6 months "escaping" winter every year that this group isn't worth the effort. They (including yourself) are happy with the situation of taking tax money from the young to line your own pockets without any remorse or guilt. We see young people struggle every day with day to day expenses, starter houses that cost 10 - 15 times their annual salary, other seniors that don't have enough money to buy food for three meals a day.... but that's OK because you now have money to go golfing 3 times a week in the summer.

Life is good when you're the fat king living off the poor.

Enjoy the rest of your "golden" years, hopefully you don't become one of the seniors that need extra support from the government because your fellow seniors will fight hand and tooth to ensure that they don't support you.

I'm sure you worked hard all your life but unfortunately the OAS program as designed today means that your children and grandchildren will have to work much harder to not only support themselves but provide you with play money.

 

[TenPenny]

It has become obvious to me that when people such as yourself want to justify giving over $6,600 a year to seniors that have the money to spend 6 months "escaping" winter every year that this group isn't worth the effort.

An excellent example of what has been pointed out several times.

Obtuse doesn't quite cover it.