People who get money because they can't pay their bills, are known to be on Welfare.
When they keep doing this year after year, they are know as "Welfare Bums" !!
Welfare bums have no credibility on money or economic matters. Their lack of knowledge on finances is what got them in the situation their in, in the first place.
Anything they say regarding money, is usually nonsense and is not even worth listening to or reading !!!
You have zero credibility, period. .
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