So how many people working for $175K per year need overtime to pay the bills?
That's an exception, not the rule.
Well maybe. But if you feel you need a 2000 sf house with 5 bedrooms, 6 bathrooms, a hot tub, outdoor 'rooms', a crew cab truck with 5th wheel plus a 'town car', cabin cruiser/speedboat, ATVs and PWCs for everybody and overseas holidays .....