I bought my first boat ten years ago when I moved to Gabriola Island from the lower mainland. A that time my experience was limited to the odd fishing trip with friends. The boat I bought was a 28 foot Campion cabin cruiser. I owned that boat for eight years and two years ago I sold that boat and bought a 32 foot Carver. I'm still learning.
All I can say about Sea Ray is that they build a large variety of different boats and are likely a little higher quality than say, your run of the mill Bayliner. Sea Rays are also a bit more expensive than average. The cost of running any V8 stern drive cruiser is becoming prohibitive because of the cost of marine fuel. When you are paying a buck twenty five per litre and the boat burns 15(67 litres) gallons an hour you can see that this kind of boating is an expensive proposition. I am currently looking for a single engine, shaft drive, diesel powered, , displacement hulled yacht for around forty thousand dollars. I think I will be looking for some time.