Idiot ripped off by ex, owes bank big time!

[#juan]

One thing we are missing here is that this scheming cow was trying to figure out how to use the stolen credit card when she thought about the joint debit card they had shared. She knew that PIN number and sure enough, the guy used the same PIN number on the credit card and she was off to the races. On every transaction she had to use the stolen card and the hijacked Pin number knowing full well that what she was doing was illegal. I don't know how the court gave her community service for theft. There is no mitigating factor that I can see.

 

[IdRatherBeSkiing]

One thing we are missing here is that this scheming cow was trying to figure out how to use the stolen credit card when she thought about the joint debit card they had shared. She knew that PIN number and sure enough, the guy used the same PIN number on the credit card and she was off to the races. On every transaction she had to use the stolen card and the hijacked Pin number knowing full well that what she was doing was illegal. I don't know how the court gave her community service for theft. There is no mitigating factor that I can see.

It is puzzling. She must have put on a good show in court.

 

[Twila]

One thing we are missing here is that this scheming cow was trying to figure out how to use the stolen credit card when she thought about the joint debit card they had shared. She knew that PIN number and sure enough, the guy used the same PIN number on the credit card and she was off to the races. On every transaction she had to use the stolen card and the hijacked Pin number knowing full well that what she was doing was illegal. I don't know how the court gave her community service for theft. There is no mitigating factor that I can see.

I think it's cause he admitted to giving her his PIN for the debit card. If she had simply stolen his credit card and figured out his code that would have been different, he'd have had no culpability, and she'd have been fully charged and would have had to pay it all back.

 

[IdRatherBeSkiing]

I think it's cause he admitted to giving her his PIN for the debit card. If she had simply stolen his credit card and figured out his code that would have been different, he'd have had no culpability, and she'd have been fully charged and would have had to pay it all back.

In that case, the bank would have gone after her in a civil trial. The criminal trial process would not have revolved around him giving her his PIN.

 

[Twila]

In that case, the bank would have gone after her in a civil trial. The criminal trial process would not have revolved around him giving her his PIN.

The bank doesn't care since he's on the hook for the money because he admitted to giving out his PIN#. As long as they get their money they don't care about "justice"

 

[JLM]

One thing we are missing here is that this scheming cow was trying to figure out how to use the stolen credit card when she thought about the joint debit card they had shared. She knew that PIN number and sure enough, the guy used the same PIN number on the credit card and she was off to the races. On every transaction she had to use the stolen card and the hijacked Pin number knowing full well that what she was doing was illegal. I don't know how the court gave her community service for theft. There is no mitigating factor that I can see.

Community service seems to be the accepted punishment for simple theft these days which I think is appropriate although I think it should have been more than 20 hours. I think we are finally getting away from jailing people who are not generally physically dangerous. For one thing the cost to the taxpayer is too onerous. Personally myself I think a good punishment for theft if for the perpetrator of theft is to stand in front of the local mall for a week wearing a placard saying "watch me I'm a thief". The fact that she's a thief doesn't negate his stupidity.

I think it's cause he admitted to giving her his PIN for the debit card. If she had simply stolen his credit card and figured out his code that would have been different, he'd have had no culpability, and she'd have been fully charged and would have had to pay it all back.

There, a sensible interpretation of the incident. She's a crook and he's stupid!

The bank doesn't care since he's on the hook for the money because he admitted to giving out his PIN#. As long as they get their money they don't care about "justice"

Your wisdom knows no bounds!

 

[#juan]

Usually, fair play is at least a consideration. What I don't understand is why he didn't get monthly statements that would have told him that somebody was running up the credit card debt.
Six or seven thousand dollars is not "simple theft" and that woman should be in jail.

 

[JLM]

Usually, fair play is at least a consideration. What I don't understand is why he didn't get monthly statements that would have told him that somebody was running up the credit card debt.
Six or seven thousand dollars is not "simple theft" and that woman should be in jail.

I'm not so sure. I don't think we know enough about the relationship to make that judgment ..............what she did was wrong but there may well have been mitigating circumstances (which I'm not sure the public has to know about) What if we found out she had previously helped finance one of his endeavours? The only thing we can be fairly certain about is he never changed the P.I.N. after they broke up and THAT comes under the heading of stupidity. The bank owes him nothing!

 

[Cannuck]

Should there be an IQ test for every victim of a crime?

 

[#juan]

I'm not so sure. I don't think we know enough about the relationship to make that judgment ..............what she did was wrong but there may well have been mitigating circumstances (which I'm not sure the public has to know about) What if we found out she had previously helped finance one of his endeavours? The only thing we can be fairly certain about is he never changed the P.I.N. after they broke up and THAT comes under the heading of stupidity. The bank owes him nothing!

For God's sake, He didn't give her the credit card. She stole that. He gave here the PIN for a debit card account that just happened to be the same as his credit card PIN. Without her stealing the credit card, this crime could not have happened....

 

[Cannuck]

But he's stupid so that makes it okay

 

[Tecumsehsbones]

But he's stupid so that makes it okay

Yep. We know from this board that people who are victims of crime deserved it.

 

[Twila]

But he's stupid so that makes it okay

Yep. We know from this board that people who are victims of crime deserved it.

How else are we going to be able to sit back in our lazyboys and feel morally superior? Without these kinds of happenings, we might actually have to get up and do good deeds to feel better about our selves.

This guys only crime was that he fell in love and thought that since he wouldn't do such a thing to her, she wouldn't do such a thing to him. Hopefully he doesn't become bitter and think all women are as sh it as this one was.

 

[Sal]

But if the relationship is over, would you not change your PIN?

Ski I have to say for me personally no, there would be no need to change my pin. Regardless of where my current relationship ends up, I would not need to change my pin.

And I want to add here, I am not naive and I am absolutely not overly trusting.

I'm with you on that one. Trust is absolute or else it's not trust.

Dead on.

If I couldn't trust this guy, he would not be in my life. Black and white. In this regard there is zero gray. Zero.

He is no where near perfect but there are certain game changing boundaries and if someone cannot comprehend that boundary and the importance of it...gone.

Also trust is earned, bit by bit it is never just granted.

Usually, fair play is at least a consideration. What I don't understand is why he didn't get monthly statements that would have told him that somebody was running up the credit card debt.
Six or seven thousand dollars is not "simple theft" and that woman should be in jail.

I know, this whole thing is sounding squishy to me, nothing adds up.

20 hours of community service for theft over 5000 dollars and he has to pay it back...this doesn't sound right, plus they were in a relationship most strange

 

[Tecumsehsbones]

How else are we going to be able to sit back in our lazyboys and feel morally superior? Without these kinds of happenings, we might actually have to get up and do good deeds to feel better about our selves.

This guys only crime was that he fell in love and thought that since he wouldn't do such a thing to her, she wouldn't do such a thing to him.

Umm. . . no. The only crime was theft. Well, that and fraud.

Hopefully he doesn't become bitter and think all women are as sh it as this one was.

Why? You don't want him to be a candidate for CanCon?

 

[JLM]

For God's sake, He didn't give her the credit card. She stole that. He gave here the PIN for a debit card account that just happened to be the same as his credit card PIN. Without her stealing the credit card, this crime could not have happened....

She definitely had no business taking the credit card or worse yet using it. He had no business leaving it unsecured and I still maintain since he gave her the P.I.N. the bank is not responsible to compensate for the loss. Actually the ownership of the credit card is the bank's not his.

 

[#juan]

She definitely had no business taking the credit card or worse yet using it. He had no business leaving it unsecured and I still maintain since he gave her the P.I.N. the bank is not responsible to compensate for the loss. Actually the ownership of the credit card is the bank's not his.

JLM, she stole the credit card from a table in his house. I'm not saying the bank is responsible. She is the only one who committed a crime, several of them....

 

[JLM]

JLM, she stole the credit card from a table in his house. I'm not saying the bank is responsible. She is the only one who committed a crime, several of them....

You'll get no argument from me on that.

Usually, fair play is at least a consideration. What I don't understand is why he didn't get monthly statements that would have told him that somebody was running up the credit card debt.
Six or seven thousand dollars is not "simple theft" and that woman should be in jail.

About two years ago my sister got a bill for about $2600 from Walmart out of the blue for purchases apparently made about 7 years previously. She went to the store right away to check the transaction records and there weren't any. So she immediately reported it to the police in New Westminster, as she had never had any credit or credit card with Walmart. Anyway it died a quiet death fairly quickly, so I'm think possibly someone in the system did something embarrassing.

 

[Twila]

Umm. . . no. The only crime was theft. Well, that and fraud.


Why? You don't want him to be a candidate for CanCon?

psssshhh! You...using that logic thing on me....sheesh!

We're not all bitter. I'm not bitter...a bit tart maybe...but not bitter.

 

[Tecumsehsbones]

psssshhh! You...using that logic thing on me....sheesh!

We're not all bitter. I'm not bitter...a bit tart maybe...but not bitter.

You're a bit of a tart, all right.

And I say that with the deepest respect.