Banks or Gangs?
- Thread starter grunt
- Start date
YOU ARE MISSING THE POINT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
In my post about my "MISSING" savings account - IT WAS THE BANK TAKING THE LEAD!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
CRA was simply sent a cut of my money AFTER the bank implemented ITS OWN CHOSEN POLICY!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
If the bank had kept its mouth shut- there is good reason to believe that CRA would have been and REMAINED OBLIVIOUS to my account and situation!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Put blame where it belongs- on our GREEDY BANKERS!!!!!!!!
Several decades back- and some years after the Yankees had gone through their savings and loan trust company disaster- one of our big Cdn banks decided to set up shop in United States!!!!!!!!!!!!!!!!
But things did not go well- and its hard to say why????????????
Maybe Yankees just dont trust foreigners with their money?????????????????
Or maybe Yankees took issue with the fee gouging that Cdns put up with???????????????????
In any case the Yankee experiment got shut down- and the Cdn bankers PROCEEDED TO SCREW PORTIONS OF THE PUBLIC!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
FORGET ABOUT ANY KIND OF FAIR DISTRIBUTION OF THE REMAINING CASH!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Bank investors who had over $30 grand invested GOT ALL THEIR INVESTMENT RETURNED!!!!!!!!!!!!!!!!!!!!!!!!!!!!
And those with less than $30 grand invested GOT TOLD TO FCUK OFF- YOUR MONEY IS GONE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
So much for justice and equality from any bank!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
The CRA will just tap you when you do your taxes. It is more likely they will tap you for money you owe the banks rather than going to court when you already deal with them. People pay up pretty fast when their driving permit won't be renewed before they pay up.
Sorry Spilled, that makes no sense.
The problems with these kind of claims are:
1) There is only one side of the story told, and
2) The side that's told is incoherent
Go ahead Kreskin!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Pull a magical solution out of your sleeve!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Our Cdn banks produce EVER HIGHER PROFITS FOR A GOOD REASON!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
And apparently Kreskin- YOU ARE NOT NEARLY AS CLEVER as your magical name sake!!!!!!!!!!!!!!!!!!!!!!!!!!!
If you did not understand my post then you are also incapable of understanding anything about CRA operations as well!!!!!!!!!!!!!!!!!!!!!
Just because you want to blame CRA instead of the banks does not mean you are correct!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
In the absence of other valid information I fall back on my PERSONAL EXPERIENCE with MY confiscated bank account!!!!!!
I BLAME THE BANK -----NOT CRA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
I remind you- I was in the bank WEEKLY FOR MY CHEQUING ACCOUNT???????????????
So HOW did BANK DECIDE MY SAVINGS ACCOUNT WAS ABANDONED????????????????????
And HOW would CRA have known even IF I had a savings account?????????????????????????
This was PRE COMPUTER ERA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
And in other news .........................Here is an article illustrating how bad LIE-berals are with budgeting and fiscal math! With some comments of my own in brackets):
Toronto lost nearly $1B in GDP due to scrapped tourist rebate, report says
CBC/Radio-Canada
Published November 1, 2018
It was a program that was phased out by the federal government more than a decade ago, but new numbers from the Retail Council of Canada (RCC) show the visitor rebate could have brought in $993 million in Gross Domestic Product to Toronto and $5.96 billion to Canada over the span of 10 years.
The visitor rebate program — introduced in the 1990s — allowed visitors to Canada get a rebate for the sales tax on items that they purchased in the country.
(So.....if the program that GAVE MONEY BACK to tourists is scrapped- and the money STAYS in govt pockets- then how is Toronto going SHORT?)
The RCC analyzed international visitor spending over the span of 10 years, also factoring in other elements such as currency rates and spending on advertising.
"Nearly $6 billion has been lost from our economy as a result of this policy change," said Sebastian Prins, senior policy analyst with the RCC.
(Again- if you STOP giving money away then how are you losing money?)
The federal government scrapped the program in 2007, citing costs to administer it and a low number of tourists actually using it.
(Yes- I am sure there were few tourists using the program- likely because they did not know about it! It reminds me of those tv commercials about the “with-holding tax” that states like Nevada put on people who won at gambling houses! You can lose as much as you want and be on your own- but if you win- then they TAKE 30 percent from your “profits”!)
(If they can tax your winnings then why no tax benefit for loses incurred before the win? I suspect those commercials did a lot to harm tourism to places like Nevada by exposing govt greed and hypocrisy! Why not just stay in Canada and be ripped off locally?)
(WE KNOW that Yankee tourists already consider Canada to be COSTLY due to the sin taxes on alcohol, cigarettes and gasoline- so how does a little known govt program that is rarely used actually HELP???)
Toronto hit hardest
"Toronto was the hardest hit," said Prins, who explained that the city is the country's business hub and sees the most international visitors who stay for more than one night.
The Tourism Industry Association of Ontario is also pushing for the Visitor Rebate Program to be be brought back, saying it would attract more international tourists who spend money to the province.
(Is it not amusing that Toronto had its BIGGEST EVER tourist crowd in the year after mayor Rob Ford was “stripped” of his powers? And then of course- just to ensure Toronto remained “competitive” ,Silly Hall put a surcharge on hotel rooms to grab extra gravy!)
(The ONLY REAL BEEF Toronto has with this canceled federal rebate deal is that it is another level of govt getting and keeping the gravy for itself- and not sharing with Toronto Hogs!)
The Caribbean carnival is just one of a number of festivals that attract tourists to Toronto. But a new report says the federal government's decision to scrap the visitors rebate in 2007 cost the city nearly $1 billion in tourism dollars.
(Uh huh and considering the govt grants available to Carnival- it looks like great GREED to be whining about the federal program! After all- each Toronto citizen gets TEN TIMES MORE in provincial funding than a citizen in any other Ontari-owe municipality! They call Toronto HOG TOWN for a REASON!!!!!!!!!!!)
"The tourism industry has been talking about bringing the program back for 10 years," said Beth Potter, president and CEO of the Tourism Industry Association of Ontario.
(Yes- we ALL like freebies paid for out of the pockets of others! Have these idiots not noticed that Canada is BANKRUPT!!!!!)
"Anywhere where we can make it any easier to choose Canada — and Ontario in particular — that's a good win in our perspective."
The federal government replaced the visitor rebate with the Foreign Convention and Tour Incentive Program (FCTIP).
It doesn't offer rebates on GST/HST products bought in Canada. Instead, it offers rebates to:
Non-residents for the GST/HST paid on short-term and/or camping accommodation in Canada included in an eligible tour package.
(In other words you don’t get to cheat the tax man by staying at an Un-licenced Airbnb and then make a GST claim- since you never paid GST to begin with!!!!! Doesnt this PROTECT licenced hotels from tax cheats?)
Convention sponsors, organizers and exhibitors for the GST/HST paid on certain properties and/or services used in the course of conventions held in Canada.
But the RCC says that doesn't go far enough, adding that Canada is the only Organization for Economic Co-operation and Development (OECD) country that has a federal sales tax but doesn't have a rebate system.
(Ah- so the new program is bad because it is not generous enough to HOGS!)
"We would like to see this brought back," said Prins.
"We've seen a damage to GDP as a result of this program being cancelled. It's our stance that the government should bring this back."
(What these city Hogs are saying is that LIE-beral taxes are TOO HIGH for some companies to survive on their own! After all- we have Hollywood North thriving in Toronto thanks to LIE-beral tax reductions! And we have LIE-berals giving all sorts of tax gifts to get our mouldy green electrical system started! )
(And now we have various big mouths demanding that General Motors be “saved” - meaning bailed out -AGAIN- with our tax money! And we have already seen how well tax gifts worked for Bombardier!!!!!)
(All this is to indicate that LIE-berals are just bitching to distract us from their MASSIVE DEFICITS! LIE-berals are merely pretending they have some solution to the desperate fiscal mess they have made! )
In a written statement to CBC Toronto Wednesday evening, a federal Ministry of Finance official wrote that "the government has made significant investments to drive tourism, including enhanced tourism marketing and other areas that directly benefit from this important industry.
(Yes- Robbing Peter to pay Paul and then giving some back to Peter is classic LIE-beral bait and switch!!!)
"Numbers are on the rise, with 2017 being the best year ever for tourism in Canada," the statement reads.
"In her capacity as Minister of Tourism, Minister [Melanie] Joly will also be working on a new federal tourism strategy that will drive even more economic growth and create good jobs for the middle class in this important sector."
The visitor rebate program allowed international visitors to recoup the sales tax on products purchased in Canada. It was scrapped by the federal government in 2007.
(Oh RIGHT!!!!!!!!!!!!!!!!!! LIE-berals “will create good jobs in this important sector”!!!!!!!! LIE-berals have given a billion dollars to Bombardier and yet Toronto Transit cannot get its street cars delivered! And Toronto is now starting to SEND BACK street cars for shoddy welding jobs!! And LIE-berals have just written off two billion dollars in “uncollectible loans” that were given to General Motors in 2008! And now GM is leaving Canada apparently for ever!)
(And the GM loss would have been even BIGGER if Harper govt had listened to LIE-berals in 2008! LIE-berals called Harper STINGY for ONLY offering up a couple of billion dollars in loans etc! And then after Harper was defeated and Our idiot Boy and his loser LIE-berals were elected- they turned around and called Harper WASTEFUL for spending so much in the GM ingrates!)
(And of course now that Wynne-bag Ontari-owe LIE-berals got caught claiming their budget was balanced when in fact they had a $16 billion dollar deficit; and now that federal LIE-berals are running those mad series of $20 billion dollar rebates and GM is GONE- LIE-berals have stopped sneering at Harper- for now!)
If i felt inclined- I would dig out the old newspaper clipping as proof!!!!!!!!!!!!!!!!!!!!!!!!!!!
But a magical minded maroon like Kreskin aint worth the effort!!!!!!!!!!!!!!!!!!!!!!!!!!!!
He would just say I faked it or made it up or.......well..........we all know how many way a person of a certain mind set has to "D' anything they dont like!!!!!!!!!!!
We can be sure it suits banks to blame CRA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
And we can be sure it suits CRA to blame banks!!!!!!!!!!!!!!!!!!!!!!!!!!!!
So we are back top my PERSONAL experience with an falsely confiscated savings account!!!!!!!!!!!!!!!!!!!!!!!!!!!
And Kreskin offers no rebuttal except wishful thinking!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Banks or Gangs? 3
I wrote about the mess banks are in; but to be fair there is someone/group in TD bank trying to improve service and attitudes. Whether it is going to be successful or not, still to be seen. I have doubts; because unfortunately, there are some people in all banks who believe in “it is us against them”; 'them' meaning customers.
After I posted part 1, some people who love to criticizes everybody else voiced their 'opinions' saying it was CRA (Canada Revenue Agency). First; CRA should not and does NOT tell people what, how much and where to invest their RRSP. Second; anybody that has a brain and read Part 1 would have found out immediately that it was never about CRA; it was about my RIGHT to CHOOSE and DECIDE how to invest my RRSP; not the bloody CIBC decides for me against my will??? Also some indicated that banks do not inform customers if CRA took their money. In general; people entrust banks with their money, so if the status or anything happened to that money even by a legal requirement, the bank has the obligation and duty to inform the customer of the situation. This is a form of a contract between the customers and their bank, nobody else. We understand that banks have to obey legal matters, but that does not mean they have to be sloppy and do not do their duties. Also in many cases there is a time limit for the customer to take actions to recover their money. That is why banks charge service fees and make profits on customers' money, not because banks are so cute. What if the bank took the money letting customer assume it was CRA?
The following incident is very strange and if I were not part of it, I would not have believed it. But sometimes reality is more strange than fiction. Just few weeks before the maturity of my GICs in 2017, I received 2 phone contacts. The first was a text message informing me that I have a tax problem and directed me to call an 800 number. When I did not call I received a phone call with a recorded message of tax problem and an 800 number; I did not respond again. Then I got a call from CIBC to go and discuss the maturing GICs. During the meeting, after failing to sell me crappy Mutual Fund, out of the blue I was asked about my taxes? Then one week after the meeting I received a 3rd call. Some might think it is a coincidence; but I think it is too much coincidence. Personally, I think there is always a reason/motive for everything. When the Tax Scam was first revealed on the News, I just felt that “it is an inside job or at least inside connection”. Whoever is doing that scam will not go to the phone book and haphazardly pickup numbers. It would be waste of time, they do not know anything about these prospective victims; whether they can pay anything or not. It would be more effective if information about that person is known in advance. Who are the best people to know how much a prospective victim has and how much they can pay? It is even better if some personal characteristics are known. Who are the best people to know some tax details about prospective victims? Put these 2 together and you have a formidable and convincing force for scamming. It was reported on the News that some estimate that the scam has cost Canadians Hundreds of Millions of Dollars. With that amount of money, the obvious question is; who was involved? It was also reported that police have arrested some people in India as the scammers. Do they think that they have got the Master Minds of the scam, or these are the poor operators? Personally, these are pawns/patsies that real scammers put in front to be arrested to calm victims and get the issue and search die down. This conclusion is an educated guess. I do not have solid proof, therefore I can not be 100% sure. However these 'Indian' operators knew things about me only people I have been in contact with before would know.
I do not know if it is coincident or not. Just after I posted my say, whenever I am connected to the Internet I get this notification of my location at the bottom of the screen with the name of the city I am in. I know what it is!! Or is it that some people are telling me "we know where you are". It stopped now. Any way I just thought I mention it.
Ever wondered why there are no actions taken to stop banks?
Continue ...
I wrote about the mess banks are in; but to be fair there is someone/group in TD bank trying to improve service and attitudes. Whether it is going to be successful or not, still to be seen. I have doubts; because unfortunately, there are some people in all banks who believe in “it is us against them”; 'them' meaning customers.
After I posted part 1, some people who love to criticizes everybody else voiced their 'opinions' saying it was CRA (Canada Revenue Agency). First; CRA should not and does NOT tell people what, how much and where to invest their RRSP. Second; anybody that has a brain and read Part 1 would have found out immediately that it was never about CRA; it was about my RIGHT to CHOOSE and DECIDE how to invest my RRSP; not the bloody CIBC decides for me against my will??? Also some indicated that banks do not inform customers if CRA took their money. In general; people entrust banks with their money, so if the status or anything happened to that money even by a legal requirement, the bank has the obligation and duty to inform the customer of the situation. This is a form of a contract between the customers and their bank, nobody else. We understand that banks have to obey legal matters, but that does not mean they have to be sloppy and do not do their duties. Also in many cases there is a time limit for the customer to take actions to recover their money. That is why banks charge service fees and make profits on customers' money, not because banks are so cute. What if the bank took the money letting customer assume it was CRA?
The following incident is very strange and if I were not part of it, I would not have believed it. But sometimes reality is more strange than fiction. Just few weeks before the maturity of my GICs in 2017, I received 2 phone contacts. The first was a text message informing me that I have a tax problem and directed me to call an 800 number. When I did not call I received a phone call with a recorded message of tax problem and an 800 number; I did not respond again. Then I got a call from CIBC to go and discuss the maturing GICs. During the meeting, after failing to sell me crappy Mutual Fund, out of the blue I was asked about my taxes? Then one week after the meeting I received a 3rd call. Some might think it is a coincidence; but I think it is too much coincidence. Personally, I think there is always a reason/motive for everything. When the Tax Scam was first revealed on the News, I just felt that “it is an inside job or at least inside connection”. Whoever is doing that scam will not go to the phone book and haphazardly pickup numbers. It would be waste of time, they do not know anything about these prospective victims; whether they can pay anything or not. It would be more effective if information about that person is known in advance. Who are the best people to know how much a prospective victim has and how much they can pay? It is even better if some personal characteristics are known. Who are the best people to know some tax details about prospective victims? Put these 2 together and you have a formidable and convincing force for scamming. It was reported on the News that some estimate that the scam has cost Canadians Hundreds of Millions of Dollars. With that amount of money, the obvious question is; who was involved? It was also reported that police have arrested some people in India as the scammers. Do they think that they have got the Master Minds of the scam, or these are the poor operators? Personally, these are pawns/patsies that real scammers put in front to be arrested to calm victims and get the issue and search die down. This conclusion is an educated guess. I do not have solid proof, therefore I can not be 100% sure. However these 'Indian' operators knew things about me only people I have been in contact with before would know.
I do not know if it is coincident or not. Just after I posted my say, whenever I am connected to the Internet I get this notification of my location at the bottom of the screen with the name of the city I am in. I know what it is!! Or is it that some people are telling me "we know where you are". It stopped now. Any way I just thought I mention it.
Ever wondered why there are no actions taken to stop banks?
Continue ...
Did you learn things like "interest from savings are taxable", "if you use a matching savings tax credit you lose the credit when withdrawing early plus taxes", "banks can go after a savings account when chequeing account is in arrears"?
GRUNT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Yeah.......................... that is about your speed!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
You aint seeing the BIG PICTURE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Firstly -the Cdn banks are NOT in a mess!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
They are the most fiscally solid ones on the planet!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Fiscally solid is GOOD!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
But uncontrolled and unregulated GREED as our banks are engaged in is BAD!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
And the Cdn banks post record profits every year because LIE-berals allow it!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
AS for CRA- I was one of those who BLAMED BANKS for grabbing money from so called "abandoned" accounts!!!!!!!!!!!!!!!!!!!!!!!
I cited the example of a savings account set up with the same, name. address and phone number of my chequing account- in the SAME BANK BRANCH - and the chequing account was USED WEEKLY for pay cheques and for mortgage payments!!!!!!!!!!!!!!!!!!!!!!!!!!
Yet in spite of my weekly banking activity- my bank - one of the BIG 5 - chose to declare my savings account "abandoned" and took the money for themselves- AFTER giving a nice CUT to CRA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
AND NO!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
IN SPITE of my weekly presence in the bank I WAS NOT NOTIFIED OF THE IMPENDING CONFISCATION OF MY SAVINGS ACCOUNT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Not by my bank!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Nor by CRA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
And CRA WOULD NOT HAVE KNOWN ABOUT LOW ACCOUNT ACTIVITY IF BANKS HAD NOT WARNED THEM of the profitable opportunity coming up!!!!!!!!!!!!!!!!!!!!!!!!!
CRA DOES NOT monitor weekly bank activity- they have IN BANK SNITCHES for that!!!!!!!!!!!!!!!!!!!!!!!!!!!!
As for your GIC`s- be aware that most information put online IS AT RISK!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
And all it takes- even if you dont bank online- is for some low level bank employee to accept a bribe in exchange for printing off a list of names of people whose GIC`s are maturing- and sending the list off to scammers!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
As for the tax scammers- BLAME THAT ON LIE-BERALS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
The DIRTY SWINE have been IGNORING white collar crime for DECADES!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Many here will recall the stupid look on the face of Conrad Black as he got photographed while removing masses of probably incriminating papers from his Toronto office in defiance of a LIE-beral COURT ORDER!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
And Blakc had the aid of his LIMO DRIVER to move those DOZENS OF BOXES!!!!!!!!!!!!!!!!!!!!!!!!!!!1
And in spite of the court order about the document...............of course Black was NEVER CHARGED with any crime in Canada!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Cdn LIE-berals left it to Yankees to set a trial for Black!!!!!!!!!!!!!!!!!!!!!!!!!
LIE-berals are so CHEAP WITH LEGAL COSTS that they released SEVEN ACCUSED KILLERS WITHOUT the bother of a trial in summer 2017!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
In that same year - LIE-berals also released - with out the bother of a costly trial- four men in two separate FRAUD CASES who had STOLEN a total of $44 million dollars!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
And LIE-berals have been stung by public reaction to the release of hard core criminals so now privacy laws are apparently in place!!!!
Sadly, not so many people will recall the Calgary chief of police appearing on national news about 20 years back- and looking straight into the cameras and announcing: "it is now the policy of Calgary police NOT TO BOTHER INVESTIGATING CASES OF MORTGAGE FRAUD"!!!!!!!!!!!!
AND WHY would a top cop NOT CARE ABOUT MORTGAGE FRAUD??????????????????????
The chief pointed out that if the banks think that chasing fraud artists is a nuisance and a waste of bank officers valuable time.......then there is NO REASON for the cops to worry either!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
And now you are back to greedy banks and Lazy LIE-berals!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
With CRA standing on the sidelines!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
I recall once hearing a definition of lawyers which ran thusly: "a lawyer is a guy who shuns the fighting- but is quick to rush out onto the battle field after the fighting is over- and the lawyer then energetically bayonets the wounded"!!!!!!!!!!!!!!!!!!!
I suggest that CRA has a rather legal mind set!!!!!!!!!!!!!!!!!!!!!!!!!
Spill
You either:
Had the Cra serve a requirement to pay, and that brought your account to a zero balance
And/or
The account was dormant (inactive for two years) and the small fee they charged reduced your balance to zero
Or
The account was unclaimed (inactive for 9 years) and by law, and after numerous dormant notices sent out and not responded to, theyy sent the unclaimed funds to the Bank Of Canada, to which you can claim if that is where it went.
You either:
Had the Cra serve a requirement to pay, and that brought your account to a zero balance
And/or
The account was dormant (inactive for two years) and the small fee they charged reduced your balance to zero
Or
The account was unclaimed (inactive for 9 years) and by law, and after numerous dormant notices sent out and not responded to, theyy sent the unclaimed funds to the Bank Of Canada, to which you can claim if that is where it went.
Sorry Kreskin!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Either you did not understand my post- because perhaps you are a typical product of our modern LIE-beral education system??????????????
Or you are DELIBERATELY LYING!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Frankly- I think you are LYING!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Or is it possible you are a SENILE OLD FART who is not aware of how modern banks operate????????????????
That could be so since you seem to think banks actually are comfortable using Snail Mail!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Yes- maybe you are an old fart nicelt out of touch with the modern world!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Your crap about an account needing to be inactive for NINE YEARS AND ASSERTIONS OF MULTIPLE NOTICES SENT ARE legal RELICS OF A BYGONE AGE!!!!!!!!!!!!!
Your understanding of banks apparently dates from the days of quill pens and frock coats!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Firstly- my not so dear and now DIVORCED wife screwed CRA- and THEY CAME TO THE HOUSE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
To review her books !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
BEFORE ASSESSING ANYTHING!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
WE then got formal WRITTEN NOTICE explaining the tax tricks my not so dear EX wife pulled on BOTH CRA and me!!!!!!!!!!!!!!!!!!!!!!!
CRA IS NOT AND WAS NOT THE PROBLEM with my allegedly "abandoned"savings account!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
CRA COMMUNICATES VERY CLEARLY!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
I can say this from PERSONAL EXPERIENCE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
And as one of my previous posts made clear- I once worked with a guy who had his car and all his tools and truck and stock CONFISCATED BY CRA BECAUSE HE DID NOT FILE A T-4 FOR A NUMBER OF YEARS!!!!!!!!!!!!!!!!!!!!!!!!!!!
And HE THEN IGNORED REPEATED REQUESTS to talk to CRA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
So I UNDERSTAND THE CRA PROCESS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
As for my not so dear wife and CRA- that MESS GOT PAID OFF TEN YEARS BEFORE I SET UP THE SAVINGS ACCOUNT!!!!!!!!!!!!
So NO MONEY OWING TO CRA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Secondly- although my savings account HAD NO MONEY PUT IN OR TAKEN OUT OVER A 14 MONTH PERIOD- MEANING JUST OVER A YEAR if you are having trouble grasping the time frame- as I have said- I WAS IN THE BANK WEEKLY FOR MORTGAGE AND PAY CHEQUE MATTERS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Thirdly- I had lived at the same address for TEN YEARS at the time I set up the savings account!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
The bank HELD THE MORTGAGE for the house I was living in and which I was using for my MAILING ADDRESS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
The bank could hardly claim they could not easily contact me!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
If they wanted too!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
But there was NO NOTICE FROM THE BANK!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
It was just me in the house- so nobody to STEAL THE MAIL!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
If the bank had bothered to send anything!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
AS for the fees charged- NO NOTICE of THOSE CHANGES MADE AFTER I SET UP THE ACCOUNT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
AND NO- THE NEW BANK CHARGES IMPOSED 6 MONTHS AFTER I SET UP THE ACCOUNT DID NOT BRING THE ACCOUNT TO ZERO!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
If the FEES HAD BROUGHT THE ACCOUNT TO ZERO I COULD HAVE UNDERSTOOD THAT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
BANKERS AND LIE-BERALS both love the bait and switch!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Offer a deal with one hand!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
AND STEAL WITH THE OTHER HAND!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Over a year had passed from the point when I had set up the account and finally had some more money to put into the account which is how I discovered the bank had TAKEN my previous deposit!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
NONE OF THIS MULTIPLE YEAR neglect CRAP YOU ARE RAGGING ON!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
So you can claim a magical name like Kreskin but your magical explanation of my banking adventure is FULL OF SH+T!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Frankly Kreskin- it is utter BULLSH+T of the sort you are spouting that gives BOTH LIE-berals and bankers a VERY BAD NAME!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!