Our daughter is moving back to Regina this summer. She'll have a hefty chunk covered but still, it's an extra couple thousand a year gone. Thankfully it's still possible for a single person in their early 30s to buy a new home in Regina without struggling.
It's getting close to a bubble...
All of the climate models blow it on one thing. Albedo. It'll take 20+ snow free winters in the northern hemisphere to bump climate change from fantasy to reality.
Have a nice day.