Senior Drivers......

Cannuck

Cannuck

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Feb 2, 2006
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I don't hear seniors complaining because young people pay higher premiums simply because they're younger.
 
DaSleeper

DaSleeper

Trolling Hypocrites
May 27, 2007
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Northern Ontario,
Insurance companies don't favor seniors, they just look at the age and gender demographics of who have the most accidents and adjust their rates accordingly.
I have that little ODB gadget on my car from the insurance....So far I will save 21% on my Insurance.
It would be 24% , but I had to drive between midnight and 4 AM to pick up someone at the bus depot a couple of months ago and a couple of fast stop, which shouldn't count because the fast deceleration that was registered was probably caused by the wheel the speedometer is hooked on probably locked up on ice...
 
S

Sal

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Sep 29, 2007
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DaSleeper said:
Insurance companies don't favor seniors, they just look at the age and gender demographics of who have the most accidents and adjust their rates accordingly.
I have that little ODB gadget on my car from the insurance....So far I will save 21% on my Insurance.
It would be 24% , but I had to drive between midnight and 4 AM to pick up someone at the bus depot a couple of months ago and a couple of fast stop, which shouldn't count because the fast deceleration that was registered was probably caused by the wheel the speedometer is hooked on probably locked up on ice...
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wtf is this...inquiring minds want to know
 
SLM

SLM

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Mar 5, 2011
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DaSleeper said:
Insurance companies don't favor seniors, they just look at the age and gender demographics of who have the most accidents and adjust their rates accordingly.
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That plus, any discounts that may favour a senior isn't going to happen should that senior have a really sh!tty driving record. The discounts are for experience and remaining accident free as much as anything.
 
taxslave

taxslave

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Nov 25, 2008
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tay said:
Senior drivers don't need mandatory medical exams






Regulations that require drivers who are 80 years old or older to undergo a medical fitness exam should be scrapped because they are discriminatory, says a seniors advocacy group.


Seniors who turn 80 will receive a notice to take a medical exam to ensure they are fit to drive.


They must take the test again every two years, and each test could cost between $75 and $400, said Bruce Bird, chairman of the North Fraser chapter of the Canadian Association of Retired Persons.


"It's ageism," said Bird, in an interview with Daybreak South. "There's no evidence that we can find that there's a need for it."


Bird says he believes most seniors are good drivers, and those who do lose their licence face losing their independence and becoming housebound.


He cites statistics from the U.S.-based Insurance Institute for Highway Safety, which recently found that the rate of decline in traffic accidents is greater for seniors than for middle-aged drivers.


However, according to RoadSafetyBC, drivers aged 80 and older are responsible for almost 70 per cent of the crashes in which they are involved.


It says drivers aged 80 and older are also much more likely to die in those crashes.


But a Transport Canada report in 2011 says the greater risk of a fatality is partially due to the fact that seniors are more fragile, and so are more likely to be killed or seriously injured.


"As seniors age, they are more likely to develop physical and cognitive infirmities, although not all seniors have conditions which affect the safety of their driving," said the report.


"Therefore, age should not be used as the basis for determining whether a driver can continue to drive, but rather such a decision should be based on the driver’s physical and cognitive fitness to drive safely."


Bird and his group recently submitted a proposal to the Justice Ministry, but the Superintendent of Motor Vehicles says the province will not change its policy.


"The requirement for drivers to have their medical fitness assessed at age 80 is consistent with most other Canadian jurisdictions and many international jurisdictions," said Sam Macleod in a written statement.


"Further, the BC Human Rights Tribunal has reviewed the policy of assessing all drivers at age 80, and found it to be consistent with our road safety mandate."


more




Senior drivers don't need mandatory medical exams says advocacy group - British Columbia - CBC News
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So I guess all the truck drivers don't need medicals to keep their jobs either.

DaSleeper said:
my Driving Discount | Intact Insurance
Happens to be my Insurance company, but there must be others that have similar discounts.
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Since we in BC have socialized insurance the good drivers pay more so the bad and inexperienced can pay less. Somehow that is considered fair.
 
Cannuck

Cannuck

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bill barilko said:
If the test was free then people would have no excuse-the fact is that Canada is rich enough to do this to keep us all safer.
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Driving is a privilege, not a right. If you want to drive, get it done.

taxslave said:
Since we in BC have socialized insurance the good drivers pay more so the bad and inexperienced can pay less. Somehow that is considered fair.
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Don't you guys pay higher premiums if you have tickets or accidents?
 
Angstrom

Angstrom

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May 8, 2011
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A Old lady hit me today as I walked out from the mall entrance. Didn't hurt me thankfully. Apparently pedestrian right of way is new to her.

She didn't even stop, so it's even a hit and run. I won't bother reporting it. Being old and probably a feminist, she will feel singled out. I wouldn't want her to feel that.

It's much better if she eventually kills someone.
 
taxslave

taxslave

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Nov 25, 2008
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Cannuck said:
So which is it? Do bad drivers pay more or less.
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Bad drivers pay according to their points. New drivers get something of a deal. They would pay the same rate as an experienced driver moving here. Good drivers get a progressive reduction for four years. After that it is al the same.
 
Cannuck

Cannuck

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Feb 2, 2006
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taxslave said:
Bad drivers pay according to their points. New drivers get something of a deal. They would pay the same rate as an experienced driver moving here. Good drivers get a progressive reduction for four years. After that it is al the same.
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So "bad drivers" are the ones with lots of speeding tickets. That's how it's viewed in Alberta. If you can afford a radar detector, you don't have to worry about falling into the "bad driver" category.
 
gerryh

gerryh

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Cannuck said:
So "bad drivers" are the ones with lots of speeding tickets. That's how it's viewed in Alberta. If you can afford a radar detector, you don't have to worry about falling into the "bad driver" category.
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wrong...... as usual.
 
S

Sal

Hall of Fame Member
Sep 29, 2007
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Angstrom said:
A Old lady hit me today as I walked out from the mall entrance. Didn't hurt me thankfully. Apparently pedestrian right of way is new to her.

She didn't even stop, so it's even a hit and run. I won't bother reporting it. Being old and probably a feminist, she will feel singled out. I wouldn't want her to feel that.

It's much better if she eventually kills someone.
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I'd report her

hope you really are okay, often injures take days to show up
 
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