Time to allow concealed carry after successful firearms education?

[JamesBondo]

IIRC, the 'error' rate for armed citizens shooting innocent bystanders is actually one tenth that of a police officer's error rate. Ofcourse, the nay sayers will want to see prove of this, so i'm trying to find it.

I'm not sure why you think insurance premiums are relevant, especially in Canada. It's virtually impossible to get a carry license in this country except for your job, so the company itself would accept the liability. And so very few people have carry licenses as individuals I doubt insurance companies ever even bothered to change their standard personal liability policies.

Cops shoot themselves by accident. You have regular people carrying guns around doing the groceries and going to parties and the number of accidents will multiply accordingly.

So, you are saying that the criminal/negligent use of a handgun will be 5 or 6 times greater than it's positive impact.

I thank you for having an opinion, but do you know of any stats that indicate that you are correct?

for example, what are the odds of a CCW in Florida commiting a crime with their gun? From what I understand, these gentlemen are statistically more law abiding than general population of florida.