ya i know that but
It will still cost a lot more to have an account in every bank my customers do banking in all major banks. So now i am going to have to pay each bank service charges just to get my money. Not to mention the extra cost in accounting. So this is what the average Canadian should do?
I just like to know why it’s a secret to allow us the ability to know how they calculate the score, each bank has there own policies on calculating your score.
Should you get punished for doing research asking banks what they charge for mortgage or business loans?
Every time i talked to someone about getting money they would not tell me there rates until they checked my credit score. This way trying to insure you will do business with them or your score gets lowered.
Every one wants a percentage of your money, by insuring no other lender will be interested since your credit report looks like your unstable or shopping around. So the only other lenders will be a credit card company with high interest rates, since they are under the impression your more of a risk since how your credit report looks.
It is really interesting how you can go from A class lender then referred to B class lender that the A class lender owns, to then have no choice but to go to a private mortgages company. Each step increase your score until you are so desperate to sign any deal to get rid of the pressure, a deal you basically have like two month before you go bankrupt because you’re only working to pay interest and you can't even keep up.
How about the private mortgage companies some will charge you a 1500 fee to get you more then what you been offered, mean while the reason they get more is because they lie on your mortgage application about your assets.
I have learnt a lot about this crap and would really like to correct my score.
Even after sending letter to each banks ombudsman, I got a phone call from CIBC while talking on the phone I asked if they could put it in writing they refused. How can you get the evidence they are screwing you when they do not even reply?
It will still cost a lot more to have an account in every bank my customers do banking in all major banks. So now i am going to have to pay each bank service charges just to get my money. Not to mention the extra cost in accounting. So this is what the average Canadian should do?
I just like to know why it’s a secret to allow us the ability to know how they calculate the score, each bank has there own policies on calculating your score.
Should you get punished for doing research asking banks what they charge for mortgage or business loans?
Every time i talked to someone about getting money they would not tell me there rates until they checked my credit score. This way trying to insure you will do business with them or your score gets lowered.
Every one wants a percentage of your money, by insuring no other lender will be interested since your credit report looks like your unstable or shopping around. So the only other lenders will be a credit card company with high interest rates, since they are under the impression your more of a risk since how your credit report looks.
It is really interesting how you can go from A class lender then referred to B class lender that the A class lender owns, to then have no choice but to go to a private mortgages company. Each step increase your score until you are so desperate to sign any deal to get rid of the pressure, a deal you basically have like two month before you go bankrupt because you’re only working to pay interest and you can't even keep up.
How about the private mortgage companies some will charge you a 1500 fee to get you more then what you been offered, mean while the reason they get more is because they lie on your mortgage application about your assets.
I have learnt a lot about this crap and would really like to correct my score.
Even after sending letter to each banks ombudsman, I got a phone call from CIBC while talking on the phone I asked if they could put it in writing they refused. How can you get the evidence they are screwing you when they do not even reply?