Best Bank for students

nono_banou2003
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#1
Hi, I'm a french student who's actually moving to Montreal so I want to know which bank is the most suited for students? (i'm talking about monthly fees.....)

Thanx in advance!
 
petros
+2
#2
A piggy bank.
 
nono_banou2003
#3
Quote: Originally Posted by petrosView Post

A piggy bank.

lol....
 
JLM
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#4
I think your best bet is to go on line and check out each bank, there is only about 6 chartered banks in Canada. You might check out Credit Unions too. I know my bank (CIBC) has umpteen different types of accounts to handle most demographics. Once you've found one, it's not a bad idea to introduce yourself to the manager and try a little further negotiating.

Quote: Originally Posted by petrosView Post

A piggy bank.

I guess it would take a life size one to handle all your money.
 
petros
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#5
Quote: Originally Posted by nono_banou2003View Post

lol....

I'm serious. Work and invest your student loans in something so they can help pay theselves off and keep the remainding shares for life.

You'll never find an easier source of investment funds or advice on how to set yourself up.

Use it.
 
TenPenny
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#6
The Presidents Choice bank is easy to use, but I can't remember if it's available in Quebec.
 
Nuggler
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#7
The CIBC employs guards, but they're not armed, so if you can grab the manager when he walks in the door.......................Hell even a student could pull it off.

Definitely the best bank.


Better know how to say, "gimmee the money and lay down on the floor" in Anglais though. Bilingualism is not guaranteed.
 
DurkaDurka
#8
Quote: Originally Posted by NugglerView Post

The CIBC employs guards, but they're not armed, so if you can grab the manager when he walks in the door.......................Hell even a student could pull it off.

Definitely the best bank.

They can yell 'stop' though
 
darkbeaver
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+3
#9  Top Rated Post
A bank for students? Yesterday we talked about the banking problems the dead sometimes have. This place is getting creepy. A bank for students! hahahahahahahahahahahahaha
 
nono_banou2003
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#10
Quote: Originally Posted by petrosView Post

I'm serious. Work and invest your student loans in something so they can help pay theselves off and keep the remainding shares for life.

You'll never find an easier source of investment funds or advice on how to set yourself up.

Use it.

I didn't think about that but that's an interesting point of view. I'll keep that in mind thx!
 
JLM
#11
Quote: Originally Posted by petrosView Post

I'm serious. Work and invest your student loans in something so they can help pay theselves off and keep the remainding shares for life.

You'll never find an easier source of investment funds or advice on how to set yourself up.

Use it.

I think that might come under the heading of "ILLEGAL"
 
nono_banou2003
Avatar
#12
Quote: Originally Posted by NugglerView Post

The CIBC employs guards, but they're not armed, so if you can grab the manager when he walks in the door.......................Hell even a student could pull it off.

Definitely the best bank.


Better know how to say, "gimmee the money and lay down on the floor" in Anglais though. Bilingualism is not guaranteed.

lol! thanx for the advice. I think that's definitely something i can do lol

Quote: Originally Posted by TenPennyView Post

The Presidents Choice bank is easy to use, but I can't remember if it's available in Quebec.

yes it is! Just been on their website. I'll compare their fees with other banks though
 
JLM
#13
Quote: Originally Posted by TenPennyView Post

The Presidents Choice bank is easy to use, but I can't remember if it's available in Quebec.

Which president is that, Obama or Bush?
 
TenPenny
#14
Allow me to correct that:

President's Choice, otherwise known as PC Financial.
 
petros
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#15
Quote: Originally Posted by JLMView Post

I think that might come under the heading of "ILLEGAL"

Nope. It comes under the heading "Genius". If someone is willing to lend you money at prime +1 with super easy repayment options it's silly not to invest it, work and use investment profits to cover the interest. You don't need to invest much, you just need to invest.
 
IdRatherBeSkiing
#16
If you want to avoid service fees, become employed by a bank.
 
JLM
Avatar
#17
Quote: Originally Posted by IdRatherBeSkiingView Post

If you want to avoid service fees, become employed by a bank.

You don't even have to do that, just maintain a $1500 balance in your account.
 
TenPenny
#18
PC Financial has no fees no matter what your balance is.
 
Tonington
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#19
Quote: Originally Posted by petrosView Post

Nope. It comes under the heading "Genius". If someone is willing to lend you money at prime +1 with super easy repayment options it's silly not to invest it, work and use investment profits to cover the interest. You don't need to invest much, you just need to invest.

Yes but you need proof of enrollment...if you're getting student loans and not paying any tuition, then there is fraud in the works.
 
petros
#20
Quote: Originally Posted by ToningtonView Post

Yes but you need proof of enrollment...if you're getting student loans and not paying any tuition, then there is fraud in the works.

Of course you enroll.
 

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