The wonderful world of OSAP
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The wonderful world of OSAP


LindzyRae is offline LindzyRae
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January 2nd, 2006, 02:11 PM

I'm not sure how many of you all are students who are getting OSAP, but up untill 1:00pm today I was. And now because of their rules about recieving osap I am no longer a college student. I found out earlier today that they had decided to pull the money I was counting on to survive this year. And what sends my termper flying is that they couldn't even be bothered to tell me this so I'd be prepared. And so now I have no degree, no money, no job, and of course no chance of getting back into school untill the OSAP that I owe so far is paid off.
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January 2nd, 2006, 02:19 PM

I hear this all the time from my students, they are very manipulative and their requirements are unrealistic. In addition it's a dam loan for those who don't qualify for a grant, and grants or bursaries as they are usually called in Canada are virtually non existant. Shame!
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LindzyRae is offline LindzyRae
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January 2nd, 2006, 02:24 PM

Yep, it's hard enough to be able to get OSAP (forgot to say for those that dont know OSAP is it's OntarioStudent Assistance Program) but then keeping it is also a headach. At this point I'll be 30 before I manage to get a college degree! What a joke!
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January 2nd, 2006, 02:33 PM

It is very frustrating for you young people when there is no assistance involved. I'm not sure how old you are, but check out the website in my profile and pass it along if you wish to others with the same problem.
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MMMike is offline MMMike
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January 2nd, 2006, 08:59 PM

That sucks Lindzy! Is there any kind of appeal process you can try? It might be worth a call to your MPP to see if he can do anything for you, or if there are any other options for you to try. Best of luck.
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LindzyRae is offline LindzyRae
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January 2nd, 2006, 09:26 PM

I doubt it. What I was told by to financial aid office when I went in today to see if there was any paperwork they needed OSAP decided to just cut it out and there was no reason, the woman working there said it may be that I've recieved to much. What a joke, I live off no-name mac and cheese and those $0.70 condense juice. Trust me with tuition and books and rent and household stuff, I barly have any leftover. What do they expect? If worse comes to worse I may have to go back and live at my mothers. NOT something I want to do.
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January 2nd, 2006, 09:33 PM

sorry to hear that.

it sounds rather poorly designed that reviews just cut you off with no warning.
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January 2nd, 2006, 10:06 PM

I'm surprised financial aid (not loans) for students isn't a campaign issue as it is virtually non existant in Canada.
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bevvyd is offline bevvyd
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January 3rd, 2006, 10:37 AM

ITN, it's more high profile in provincial elections than federal elections.
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January 3rd, 2006, 10:39 AM

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ITN, it's more high profile in provincial elections than federal elections.
That would make sense considering the educational system is a provincial matter. Thanks for clarifying
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January 3rd, 2006, 10:54 AM

OSAP is all screwed up. I think the problem is the Ontario government guarantees those loans, so they stick rules to it.
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bevvyd is offline bevvyd
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January 3rd, 2006, 10:57 AM

Is it part of the Canada Student Loan program? or is OSAP something completely different?
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January 3rd, 2006, 10:57 AM

The biggest issue Jay is that OSAP provides next to no bursaries (not being loans), you cannot strap a young person in debt at the beginning of their lives.
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January 3rd, 2006, 11:03 AM

Yes you can. I was young when I got my first mortgage. In a credit system, debt is a foundation or an investment.


The governments in Canada pay 75% of the cost of education already......I would call that quite the subsidy for students.

There is also debt forgiveness, and my wife did receive some forgiveness for the loans she took out. So she got her education paid for to the tune of 80 - 85%.
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January 3rd, 2006, 11:05 AM

We're not talking 50 years ago Jay :P , I speak of the last 5 years.
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January 3rd, 2006, 11:07 AM



So am I though. Not much has changed I guess.

(unlike you I'm still a young man! :P)
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Said1 is offline Said1
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January 3rd, 2006, 11:22 AM

Quoting
Yes you can. I was young when I got my first mortgage. In a credit system, debt is a foundation or an investment.


The governments in Canada pay 75% of the cost of education already......I would call that quite the subsidy for students.

There is also debt forgiveness, and my wife did receive some forgiveness for the loans she took out. So she got her education paid for to the tune of 80 - 85%.
No grant or debt relief for me. I had to pay it all back, 100%.
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January 3rd, 2006, 11:30 AM

There does seem to be some sort of unequal-ness about the whole thing, and I don't know what it is that makes one person get 3K forgiven and the next person no forgiveness.

To be honest, with the government flipping 75% the cost of education, I wouldn't be handing out any forgiveness to students. I just don't believe education should be completely free. In fact I......
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