Exploding corpses not covered by property insurance


tay
#1
A Palm Beach County court ruled last week that property insurance does not cover the cleanup if a human corpse explodes and leaks fluids into an apartment unit below.


The Palm Beach New Times reported that Judy Rodrigo filed a suit against State Farm that “another unit owner’s body exploded thereby causing blood and bodily fluids to go into the adjoining condominium,” which she owned.


She wanted the company to reimburse her out of her personal property damage coverage. She claimed the damage exceeded $15,000.


Rodrigo claimed that she had to replace many items in her unit, and even with all the work, the smell lingered. She reportedly turned down an initial offer by the company shortly after the 2008 issue.


The case lingered until April 28, when the court reportedly stated, “The plain meaning of the term ‘explosion’ does not include a decomposing body’s cells explosively expanding, causing leakage of bodily fluids.”


The deceased elderly woman’s body went undiscovered for weeks, the report said. Neighbors eventually complained about the odor, and building maintenance men discovered the body.




Florida Woman Must Pay for Damages After Corpse Explodes Above Her Apartment | New Times Broward-Palm Beach
 
QuebecCanadian
#2
Quote: Originally Posted by tayView Post

A Palm Beach County court ruled last week that property insurance does not cover the cleanup if a human corpse explodes and leaks fluids into an apartment unit below.


The Palm Beach New Times reported that Judy Rodrigo filed a suit against State Farm that “another unit owner’s body exploded thereby causing blood and bodily fluids to go into the adjoining condominium,” which she owned.


She wanted the company to reimburse her out of her personal property damage coverage. She claimed the damage exceeded $15,000.


Rodrigo claimed that she had to replace many items in her unit, and even with all the work, the smell lingered. She reportedly turned down an initial offer by the company shortly after the 2008 issue.


The case lingered until April 28, when the court reportedly stated, “The plain meaning of the term ‘explosion’ does not include a decomposing body’s cells explosively expanding, causing leakage of bodily fluids.”


The deceased elderly woman’s body went undiscovered for weeks, the report said. Neighbors eventually complained about the odor, and building maintenance men discovered the body.




Florida Woman Must Pay for Damages After Corpse Explodes Above Her Apartment | New Times Broward-Palm Beach

Oh man, that sucks!
 
Cliffy
+3
#3  Top Rated Post
Quote: Originally Posted by QuebecCanadianView Post

Oh man, that sucks!

No. That blows.
 
PoliticalNick
+2
#4
Another insurance company displaying all the attributes that makes them hated by most. This was damage caused by unforeseen circumstances beyond her control. It was not willfull or caused by her negligence so why would the insurance company not pay other than being more concerned about profit than the client.
 
Tecumsehsbones
#5
Quote: Originally Posted by PoliticalNickView Post

Another insurance company displaying all the attributes that makes them hated by most. This was damage caused by unforeseen circumstances beyond her control. It was not willfull or caused by her negligence so why would the insurance company not pay other than being more concerned about profit than the client.

Ya think?
 
Twila
#6
Quote: Originally Posted by PoliticalNickView Post

Another insurance company displaying all the attributes that makes them hated by most. This was damage caused by unforeseen circumstances beyond her control. It was not willfull or caused by her negligence so why would the insurance company not pay other than being more concerned about profit than the client.

I was going to lament our lack of control over company's that practice reprehensible behavoir but wondered if there was something the average joe could do that would have an affect?

I remember hearing about a bunch of grey hairs stopping some activity or other with great success and great publicity.
 
Blackleaf
#7
William the Conqueror's corpse exploded during his funeral.
 
shadowshiv
#8
Quote: Originally Posted by PoliticalNickView Post

Another insurance company displaying all the attributes that makes them hated by most. This was damage caused by unforeseen circumstances beyond her control. It was not willfull or caused by her negligence so why would the insurance company not pay other than being more concerned about profit than the client.

Every time I see one of those State Farm commercials I can't think of anything but the amount of bull**** they are trying to sprinkle onto potential clients. I'm sorry, but your insurance should cover something like this.
 

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