Credit vs Buying on Time

[scratch]

I personally put myself into a credit bind in April 1980.
I went onto Depots Volontaire and cleaned up my debts.
I have not had a credit card since that time.
Where ever I have lived up to today I have been able to acquire goods and services ON TIME.
I divulge my income and its source.
I have a letter of recommendation from my landlord.
I presents letters from businesses that I have dealt with in the past.

In the twenty-eight years that I have not had credit has not affected my ability to acquire what I need.
No card, no interest, no hassles.

.....Just an alternative to finding yourself strapped and having to choose between what gets paid and what does not.

....When I get it, the rent is paid and all cheques are covered.

And even though my income is from private institutions and not garnishable, this is of no consequence to those with whom I deal.

....My rent has never been late by even a day in 17 years.

 

[Avro]

I personally put myself into a credit bind in April 1980.
I went onto Depots Volontaire and cleaned up my debts.
I have not had a credit card since that time.
Where ever I have lived up to today I have been able to acquire goods and services ON TIME.
I divulge my income and its source.
I have a letter of recommendation from my landlord.
I presents letters from businesses that I have dealt with in the past.

In the twenty-eight years that I have not had credit has not affected my ability to acquire what I need.
No card, no interest, no hassles.

.....Just an alternative to finding yourself strapped and having to choose between what gets paid and what does not.

....When I get it, the rent is paid and all cheques are covered.

And even though my income is from private institutions and not garnishable, this is of no consequence to those with whom I deal.

....My rent has never been late by even a day in 17 years.

I havn't needed credit since I paid off my first house in 1996.