Ruby – Alleged Wicked Witch of Nannies

[Goober]

Ruby – Alleged Wicked Witch of Nannies
So the Alleged Wicked Witch of Nannies has a wonderful proposal- as per Liberal Principles – you pay – they collect votes -

If you sponsor your parents for immigration to Canada they will be able to qualify for Old Age Security after residing in the country for 3 years – The other countries that Dear Ruby refers to have signed agreements with Canada – These other countries do not-

My opinion – This is total BS – You sponsor then you support until they have reached the 10 year residency requirement –

http://www.rubydhalla.ca/PDF/InParliament/In_Parliament/Old_Age_Benefits/June%2018th,%202009_Old_Age_Security_Act.pdf

Old Age Security Act
Ms. Ruby Dhalla (Brampton—Springdale, Lib.):
moved for leave to introduce Bill C-428, An Act to amend the Old Age Security Act (residency requirement).
She said: Mr. Speaker, it is with great honour and pleasure that I introduce a bill to amend the Old Age Security Act, the residency requirement, with the support of the member for Toronto Centre.
This bill seeks to increase support to immigrant seniors and erase an inequality and discrimination that exists among seniors coming to Canada from certain countries, like China, the Caribbean, India, Africa and South America. Immigrant seniors from these countries have to wait 10 years for their old age security benefits versus three years for seniors from other countries.
The bill being brought forward today in this House is the result of the hard work of thousands of seniors across this country and organizations like the Old Age Benefits Forum and the Chinese Canadian National Council, which have advocated in the interest of fairness and equality.
This bill would help reduce the economic vulnerability that is faced by immigrant seniors and would ensure that all seniors, regardless of their country of origin, are treated as equals in Canada.
(Motions deemed adopted, bill read the first time and printed)

 

[SirJosephPorter]

My opinion – This is total BS – You sponsor then you support until they have reached the 10 year residency requirement

Goober, residency requirement is 10 years? I thought it was three years; immigrants could obtain Canadian citizenship after living in Canada for three years. Have they changed the residency requirements recently?

 

[AnnaG]

*Sings* "Oh, Ruuuuuuuuuby, don't take your love to town".

 

[Goober]

My opinion – This is total BS – You sponsor then you support until they have reached the 10 year residency requirement

Goober, residency requirement is 10 years? I thought it was three years; immigrants could obtain Canadian citizenship after living in Canada for three years. Have they changed the residency requirements recently?

This is in regards to pension qualification -Canada has agreements with countries such as the UK etc who have plans and their citizens like us pay into them. They can also draw from that pension - These other countries Ruby refers to have no plans, Canada has no agreements with them and Canadian taxpayers would foot the bill. BS to me.

 

[taxslave]

This is in regards to pension qualification -Canada has agreements with countries such as the UK etc who have plans and their citizens like us pay into them. They can also draw from that pension - These other countries Ruby refers to have no plans, Canada has no agreements with them and Canadian taxpayers would foot the bill. BS to me.

Sounds like something a socialist would do. But hey it is only your and my tax dollars we are talking about here. Out of curiosity would a person born in Canada but never paid into the pension plan be entitled to the same benefits?

 

[karrie]

*Sings* "Oh, Ruuuuuuuuuby, don't take your love to town".

YouTube - Ruby, Don't Take Your Love to Town

 

[SirJosephPorter]

Sounds like something a socialist would do. But hey it is only your and my tax dollars we are talking about here. Out of curiosity would a person born in Canada but never paid into the pension plan be entitled to the same benefits?

I don’t think so, taxslave; CPP is strictly that, a pensions plan. You contribute to it and you get pension according to what you contributed. This regardless of your income. Even if you are a multimillionaire, you will still get CPP if you contributed to it.

I don’t think somebody who did not contribute to CPP would get a penny. He may be eligible for other benefits (Old Age Security etc.), but not for CPP.

 

[taxslave]

I don’t think so, taxslave; CPP is strictly that, a pensions plan. You contribute to it and you get pension according to what you contributed. This regardless of your income. Even if you are a multimillionaire, you will still get CPP if you contributed to it.

I don’t think somebody who did not contribute to CPP would get a penny. He may be eligible for other benefits (Old Age Security etc.), but not for CPP.

Same thing. If they come here as seniors then they have never contributed taxes which go to Old Age Security. It is still a pension plan. Bet they get fee medical too. I can't imagine why we would let people into our country if they are just going to be parasites. If anyone is coming here to retire they should have to prove that they are financially secure first, including their health care.

 

[TenPenny]

Same thing. If they come here as seniors then they have never contributed taxes which go to Old Age Security. It is still a pension plan. Bet they get fee medical too. I can't imagine why we would let people into our country if they are just going to be parasites. If anyone is coming here to retire they should have to prove that they are financially secure first, including their health care.

I thought that was the whole point of the 10 year sponsorship thing. If you sponsor a family member as an immigrant, you are responsible for them for 10 years.

 

[VanIsle]

Same thing. If they come here as seniors then they have never contributed taxes which go to Old Age Security. It is still a pension plan. Bet they get fee medical too. I can't imagine why we would let people into our country if they are just going to be parasites. If anyone is coming here to retire they should have to prove that they are financially secure first, including their health care.

If we want to talk discrimination: I have mentioned this before - not completely sure it was here but anyway --- my husband being a former member of the RCMP gets his OAS clawed back. Throughout his entire career with the RCMP he paid into a pension plan. Then when he turned 65, and was eligible for OAS, his RCMP pension was clawed back so far that the amount he receives for OAS is so small that I cannot even remember the exact amount. It's somewhere around $30.00 per month. He paid into his plan for 30 years. Not 3 years. No one in government is jumping up and down to fix this faux pas. It is supposed to be before the courts to have this amended but we all know how long they can stall that.

 

[AnnaG]

YouTube - Ruby, Don't Take Your Love to Town

lol I was thinking about Kenny Rogers' version (only version I ever heard), but thanks. This version sounded like it was done by the guy from U2 only without all the ohs, ooos, uhs, etc. lol

 

[TenPenny]

If we want to talk discrimination: I have mentioned this before - not completely sure it was here but anyway --- my husband being a former member of the RCMP gets his OAS clawed back. Throughout his entire career with the RCMP he paid into a pension plan. Then when he turned 65, and was eligible for OAS, his RCMP pension was clawed back so far that the amount he receives for OAS is so small that I cannot even remember the exact amount. It's somewhere around $30.00 per month. He paid into his plan for 30 years. Not 3 years. No one in government is jumping up and down to fix this faux pas. It is supposed to be before the courts to have this amended but we all know how long they can stall that.

That's because that was a part of his RCMP pension that was agreed to.
My father had the same thing, and he was with the phone company.

 

[VanIsle]

That's because that was a part of his RCMP pension that was agreed to.
My father had the same thing, and he was with the phone company.

I know that but does it make it fair?

 

[DaSleeper]

If we want to talk discrimination: I have mentioned this before - not completely sure it was here but anyway --- my husband being a former member of the RCMP gets his OAS clawed back. Throughout his entire career with the RCMP he paid into a pension plan. Then when he turned 65, and was eligible for OAS, his RCMP pension was clawed back so far that the amount he receives for OAS is so small that I cannot even remember the exact amount. It's somewhere around $30.00 per month. He paid into his plan for 30 years. Not 3 years. No one in government is jumping up and down to fix this faux pas. It is supposed to be before the courts to have this amended but we all know how long they can stall that.

Maybe you're mixing his union contract concerning pension with OAS..
When I retired...I was receiving...on top of my company pension, a supplement called "Bridging" (other companies may have another name for it), which equaled the amount of OAS at the time, until I would reach 65...At 65 that amount would be cut off ..when you receive OAS...A pretty standard clause in most union contracts

So it's not unfair treatement...It's negotiated by your union...
I actually gained a few bucks from that, because in the 8 years from my retirement to the time I first received OAS...OAS had increased considerably..

 

[karrie]

lol I was thinking about Kenny Rogers' version (only version I ever heard), but thanks. This version sounded like it was done by the guy from U2 only without all the ohs, ooos, uhs, etc. lol

Yeah, I don't care for the Rogers version as much. I like Cake much more. check out some of their other youtube stuff... they're kind of a country/modern rock blend. They do some really neat covers, like the 'manha manha' song. lol.

 

[VanIsle]

Maybe you're mixing his union contract concerning pension with OAS..
When I retired...I was receiving...on top of my company pension, a supplement called "Bridging" (other companies may have another name for it), which equaled the amount of OAS at the time, until I would reach 65...At 65 that amount would be cut off ..when you receive OAS...A pretty standard clause in most union contracts

So it's not unfair treatement...It's negotiated by your union...
I actually gained a few bucks from that, because in the 8 years from my retirement to the time I first received OAS...OAS had increased considerably..

The RCMP are non-union. Bridging doesn't enter into his payments. I know for some government workers it does but not his. For certain pay raises (I'm not sure how all this worked but the part I speak of now has nothing to do with the clawback on OAS) he had to reach the number 85 which was arrived at by his age and years of service. He has always received a cost of living index every year. I don't know if that will apply this year or not. Have to wait until the end of March. It's never very much but it beats zero.

 

[AnnaG]

Yeah, I don't care for the Rogers version as much. I like Cake much more. check out some of their other youtube stuff... they're kind of a country/modern rock blend. They do some really neat covers, like the 'manha manha' song. lol.

lol Just about anything "country" these days is actually rock/country blend. Some blends are ok, but if I want to listen to rock I listen to rock. If I want to listen to country, I listen to Eddy Arnold, Waylon Jennings, Dolly Parton, Marty Robbins, or Patsy Cline. It just sounds different than rock to me. I can't explain it.

 

[karrie]

No, I know what you mean.

 

[DaSleeper]

The RCMP are non-union. Bridging doesn't enter into his payments. I know for some government workers it does but not his. For certain pay raises (I'm not sure how all this worked but the part I speak of now has nothing to do with the clawback on OAS) he had to reach the number 85 which was arrived at by his age and years of service. He has always received a cost of living index every year. I don't know if that will apply this year or not. Have to wait until the end of March. It's never very much but it beats zero.

Mine isn't a clawback on OAS... it's a clawback on company pension...

You're right...they are non-union...it didn't take me long to find out that in '99 the supreme court of Canada said they couldn't even form a union......like the army...
I'm sorry for your husband's and your predicament.


Maybe if less people joined the RCMP or the army the government would offer better retirement plans....

 

[SirJosephPorter]

If we want to talk discrimination: I have mentioned this before - not completely sure it was here but anyway --- my husband being a former member of the RCMP gets his OAS clawed back. Throughout his entire career with the RCMP he paid into a pension plan. Then when he turned 65, and was eligible for OAS, his RCMP pension was clawed back so far that the amount he receives for OAS is so small that I cannot even remember the exact amount. It's somewhere around $30.00 per month. He paid into his plan for 30 years. Not 3 years. No one in government is jumping up and down to fix this faux pas. It is supposed to be before the courts to have this amended but we all know how long they can stall that.

VanIsle, Old Age security is subject to clawback, CPP is not. In that respect, CPP is a true entitlement, you get strictly based upon what you contributed.

OAS is more based upon need. I think it is linked to the income, greater the income, less you get (at a certain income it disappears altogether).

Your husband’s pension is income and as such is subject to OAS clawback. Same way, wealthy people have sufficient income so that they don’t receive any OAS, it is all clawed back. I think only the truly needy get the full OAS.

There are ways to maximize one’s OAS benefits, financial experts can help in this respect. But the point is, your husband is not the only one, almost everybody is subject to some OAS clawback. In CPP of course, there is no clawback.