Here is a proposal for EI that might benefit most of us.

B00Mer

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Sep 6, 2008
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Here is a proposal for EI that might benefit most of us.

For every 10 years of not collecting EI, the money that you have contributed should be rolled over into your RRSP for retirement. Why should the Government get to keep the money that you worked hard to earn?

I would prefer this verses raising the rate of my CPP. Reason why, the way the Liberals are going to spend we won’t have a retirement find by the time we reach age 65-67.

 

gerryh

Time Out
Nov 21, 2004
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One problem, it's an insurance policy. Employment insurance. Since when do you get your premiums back on an insurance policy that you don't end up using?
 

MHz

Time Out
Mar 16, 2007
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Red Deer AB
How about this instead, work for 10 years and then do 10 years on Social Services and the ones that have been on Social Services for 10 years get to work for 10 years and keep that rotation going and both have the same income when mandatory retirement kicks in at 65?
 

Cannuck

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Feb 2, 2006
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So you got nothing to add, other than your usual troll nonsense. :roll:



Its interesting that you consider having the government leave more money in the hands of taxpayers, "troll nonsense". More evidence that your a Dipper.
 

taxslave

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Nov 25, 2008
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Does anyone besides me find it odd that both EI and OAP are always in danger of running out of money even though we pay into them all our working lives but welfare, for which no contributions are required to collect always has enough money that we can import recipients from other countries?
 

B00Mer

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Does anyone besides me find it odd that both EI and OAP are always in danger of running out of money even though we pay into them all our working lives but welfare, for which no contributions are required to collect always has enough money that we can import recipients from other countries?

The Dippers and Liberals have to keep their base happy... just look at Cannuck Dipper all the way.
 

Cannuck

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Feb 2, 2006
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Does anyone besides me find it odd that both EI and OAP are always in danger of running out of money even though we pay into them all our working lives but welfare, for which no contributions are required to collect always has enough money that we can import recipients from other countries?
People that aren't racists understand that immigrants add to our economy. Bitching about welfare is just a feeble way to try to hide their racist ideology
 

B00Mer

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People that aren't racists understand that immigrants add to our economy. Bitching about welfare is just a feeble way to try to hide their racist ideology

YES educated, well off immigrants benefit our economy and that has been proven in the past, Vancouver is a prime example of this.

It's also been proven that uneducated immigrants, tend to stay within their own community, as it has happen in France and the UK within Islamic Slums, and they take resources away the working citizenry of that country.

Sweden took the PC way and opened it's door to migrants.. now turning into a hell hole.

Sweden's ugly immigration problem - The Globe and Mail

But you're the typical blow hard liberal crying "racism" at every turn.
 

eh1eh

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Aug 31, 2006
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Even though I haven't paid any EI in literally 30 years, on my own behalf, I've remitted a lot of employer contributions for my employees, but none the less I think this is a good idea in principle. Maybe have some sort of credit so if you do get into a bad situation your benefits are not chopped because you changed jobs a few times in a short period and don't have 'enough weeks' to qualify.
Maybe that's a bit too socialist alternative for you Boomer but something like that could help out a lot of people in this precarious employment market we have right now.
 

PoliticalNick

The Troll Bashing Troll
Mar 8, 2011
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Edson, AB
Term Life Insurance.

At the end of the term you get a percentage back. 65 or 67 years when you retire and stop working, I would say is the end of the term. :)

My SO sells insurance....

Term life is just like car insurance. You pay a set premium for a set period of time and at the end it's done and you get nothing.

Whole life is where the premiums accumulate and after a prescribed amount of time there is a cash surrender value. Depending on how young you start and how much you pay and the policy you buy it can be anywhere from a percentage to the entire value plus interest.
 

B00Mer

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Sep 6, 2008
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My SO sells insurance....

Term life is just like car insurance. You pay a set premium for a set period of time and at the end it's done and you get nothing.

Whole life is where the premiums accumulate and after a prescribed amount of time there is a cash surrender value. Depending on how young you start and how much you pay and the policy you buy it can be anywhere from a percentage to the entire value plus interest.

Well I never said I was a Insurance Salesmen.. but thank you for correcting me.

One problem, it's an insurance policy. Employment insurance. Since when do you get your premiums back on an insurance policy that you don't end up using?

Whole Life Insurance.

Just ask PoliticalNick, his SO sells insurance ;)
 

AnnaG

Hall of Fame Member
Jul 5, 2009
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hehe I still think it would be cool if insurance was like other products where if you do not use them, you can take them back for a refund (minus the restocking fee, of course). Would that not start a whole pile of squawking from those leeches? hehe

(erm No offense meant, Nick) =)
 

Curious Cdn

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Feb 22, 2015
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Here is a proposal for EI that might benefit most of us.

For every 10 years of not collecting EI, the money that you have contributed should be rolled over into your RRSP for retirement. Why should the Government get to keep the money that you worked hard to earn?

I would prefer this verses raising the rate of my CPP. Reason why, the way the Liberals are going to spend we won’t have a retirement find by the time we reach age 65-67.

That's a hell of a good idea. I'll take it !!