I Gotta Save Up Just to be Broke

[mentalfloss]

Strongly recommended regularly using a budgeting app that is linked to your account. Categorize everything and stay disciplined about how much you spend.

Sure, revenue is great but people don't realize how much better off they can be with a little restraint.

 

[Hoof Hearted]

This is very true. It's not how much you make, it's how much you spend.

But I imagine many Canadians have taken out Personal Lines of Credit on their homes just to keep up with the rising costs of day-to-day living. I think many people (seniors included) are 'house rich' but 'cash poor'.