Here is a proposal for EI that might benefit most of us.


B00Mer
No Party Affiliation
+2
#1
Here is a proposal for EI that might benefit most of us.

For every 10 years of not collecting EI, the money that you have contributed should be rolled over into your RRSP for retirement. Why should the Government get to keep the money that you worked hard to earn?

I would prefer this verses raising the rate of my CPP. Reason why, the way the Liberals are going to spend we won’t have a retirement find by the time we reach age 65-67.

 
lone wolf
Free Thinker
+1
#2
Govenment care about people? Surely you jest
 
B00Mer
No Party Affiliation
#3
Quote: Originally Posted by lone wolf View Post

Govenment care about people? Surely you jest

One can only hope... just finished watching Terminator Genesis.. "The Future is not set." There may be hope for an honest government (cough)
 
gerryh
+3
#4
One problem, it's an insurance policy. Employment insurance. Since when do you get your premiums back on an insurance policy that you don't end up using?
 
bill barilko
#5
I wonder how long before BooBoo finds out the money is Long Gone?
 
B00Mer
No Party Affiliation
#6
Quote: Originally Posted by gerryh View Post

One problem, it's an insurance policy. Employment insurance. Since when do you get your premiums back on an insurance policy that you don't end up using?

Term Life Insurance.

At the end of the term you get a percentage back. 65 or 67 years when you retire and stop working, I would say is the end of the term.
 
Cannuck
No Party Affiliation
#7
Sounds like a Dipper idea. Why not just leave the money in my hands.
 
B00Mer
No Party Affiliation
+2
#8
Quote: Originally Posted by Cannuck View Post

Sounds like a Dipper idea. Why not just leave the money in my hands.

So you got nothing to add, other than your usual troll nonsense.
 
MHz
+1
#9
How about this instead, work for 10 years and then do 10 years on Social Services and the ones that have been on Social Services for 10 years get to work for 10 years and keep that rotation going and both have the same income when mandatory retirement kicks in at 65?
 
taxslave
Free Thinker
+2
#10
Not all of us are worthless freeloaders.
 
Cannuck
No Party Affiliation
#11
Quote: Originally Posted by B00Mer View Post

So you got nothing to add, other than your usual troll nonsense.



Its interesting that you consider having the government leave more money in the hands of taxpayers, "troll nonsense". More evidence that your a Dipper.
 
taxslave
Free Thinker
+4
#12  Top Rated Post
Does anyone besides me find it odd that both EI and OAP are always in danger of running out of money even though we pay into them all our working lives but welfare, for which no contributions are required to collect always has enough money that we can import recipients from other countries?
 
B00Mer
No Party Affiliation
#13
Quote: Originally Posted by taxslave View Post

Does anyone besides me find it odd that both EI and OAP are always in danger of running out of money even though we pay into them all our working lives but welfare, for which no contributions are required to collect always has enough money that we can import recipients from other countries?

The Dippers and Liberals have to keep their base happy... just look at Cannuck Dipper all the way.
 
Cannuck
No Party Affiliation
+1
#14
Quote: Originally Posted by taxslave View Post

Does anyone besides me find it odd that both EI and OAP are always in danger of running out of money even though we pay into them all our working lives but welfare, for which no contributions are required to collect always has enough money that we can import recipients from other countries?

People that aren't racists understand that immigrants add to our economy. Bitching about welfare is just a feeble way to try to hide their racist ideology
 
B00Mer
No Party Affiliation
#15
Quote: Originally Posted by Cannuck View Post

People that aren't racists understand that immigrants add to our economy. Bitching about welfare is just a feeble way to try to hide their racist ideology

YES educated, well off immigrants benefit our economy and that has been proven in the past, Vancouver is a prime example of this.

It's also been proven that uneducated immigrants, tend to stay within their own community, as it has happen in France and the UK within Islamic Slums, and they take resources away the working citizenry of that country.

Sweden took the PC way and opened it's door to migrants.. now turning into a hell hole.

Sweden's ugly immigration problem - The Globe and Mail

But you're the typical blow hard liberal crying "racism" at every turn.
 
eh1eh
#16
Even though I haven't paid any EI in literally 30 years, on my own behalf, I've remitted a lot of employer contributions for my employees, but none the less I think this is a good idea in principle. Maybe have some sort of credit so if you do get into a bad situation your benefits are not chopped because you changed jobs a few times in a short period and don't have 'enough weeks' to qualify.
Maybe that's a bit too socialist alternative for you Boomer but something like that could help out a lot of people in this precarious employment market we have right now.
 
PoliticalNick
Free Thinker
+1
#17
Quote: Originally Posted by B00Mer View Post

Term Life Insurance.

At the end of the term you get a percentage back. 65 or 67 years when you retire and stop working, I would say is the end of the term.

My SO sells insurance....

Term life is just like car insurance. You pay a set premium for a set period of time and at the end it's done and you get nothing.

Whole life is where the premiums accumulate and after a prescribed amount of time there is a cash surrender value. Depending on how young you start and how much you pay and the policy you buy it can be anywhere from a percentage to the entire value plus interest.
 
B00Mer
No Party Affiliation
#18
Quote: Originally Posted by PoliticalNick View Post

My SO sells insurance....

Term life is just like car insurance. You pay a set premium for a set period of time and at the end it's done and you get nothing.

Whole life is where the premiums accumulate and after a prescribed amount of time there is a cash surrender value. Depending on how young you start and how much you pay and the policy you buy it can be anywhere from a percentage to the entire value plus interest.

Well I never said I was a Insurance Salesmen.. but thank you for correcting me.

Quote: Originally Posted by gerryh View Post

One problem, it's an insurance policy. Employment insurance. Since when do you get your premiums back on an insurance policy that you don't end up using?

Whole Life Insurance.

Just ask PoliticalNick, his SO sells insurance
 
AnnaG
+1
#19
hehe I still think it would be cool if insurance was like other products where if you do not use them, you can take them back for a refund (minus the restocking fee, of course). Would that not start a whole pile of squawking from those leeches? hehe

(erm No offense meant, Nick) =)
 
Curious Cdn
No Party Affiliation
#20
Quote: Originally Posted by B00Mer View Post

Here is a proposal for EI that might benefit most of us.

For every 10 years of not collecting EI, the money that you have contributed should be rolled over into your RRSP for retirement. Why should the Government get to keep the money that you worked hard to earn?

I would prefer this verses raising the rate of my CPP. Reason why, the way the Liberals are going to spend we wonít have a retirement find by the time we reach age 65-67.

That's a hell of a good idea. I'll take it !!
 
Cannuck
No Party Affiliation
+1
#21
Quote: Originally Posted by B00Mer View Post

It's also been proven that uneducated immigrants, tend to stay within their own community, as it has happen in France and the UK within Islamic Slums, and they take resources away the working citizenry of that country.

Good Gawd you're silly. Canada has been populated by uneducated downtrodden people from all over the world. Are so epically stupid that you're going to suggest the homesteaders that opened up he west were wealthy, educated people? You're clearly either a racist or epically stupid.
 
tay
#22
Quote: Originally Posted by B00Mer View Post

Here is a proposal for EI that might benefit most of us.

For every 10 years of not collecting EI, the money that you have contributed should be rolled over into your RRSP for retirement. Why should the Government get to keep the money that you worked hard to earn?

I would prefer this verses raising the rate of my CPP. Reason why, the way the Liberals are going to spend we wonít have a retirement find by the time we reach age 65-67.

Do you have examples of 'the way Liberals are going to spend' to share with us?


Leading up to 2013, the revenue from payroll premiums increased by $600 million in each of the years 2011, 2012 and 2013. Then premiums were frozen at that "artificially high" level. Add it together up to 2017 and you've got $14.4 billion in additional revenue for the Harper government.

The Canadian Taxpayers Federation is disappointed that the government continues to treat EI surpluses like general tax revenue.

"The current government is not going quite [as far as previously], but the principle is the same," said federal director Aaron Wudrick.
"Our big fear is that governments become dependent on it, and start to bake it into their assumptions," he said.

Extra revenue risks government "getting a little loose" with spending, Wudrick said. But if surpluses were used to pay down debt, he'd support that.

"Some people might argue that it's not a big deal that it goes into general revenue," he said. "But we think it is reasonable that the government be honest about what it's doing with the money."

In 1998, former Reform party critic Monte Solberg told then finance minister Paul Martin the government had a "moral obligation" to pay back the extra billions belonging to the "waitresses and plumbers and all those people who have contributed to the EI fund."

Few Conservatives of Solberg's vintage are left to feel discomfort now that the shoe is on the other foot.

$2.7B employment insurance surplus balanced Joe Oliver's books - Politics - CBC News
 
B00Mer
No Party Affiliation
#23
Quote: Originally Posted by Cannuck View Post

Canada has been populated by uneducated downtrodden people from all over the world.

...and you're a prime example of this.
 
Curious Cdn
No Party Affiliation
#24
Quote: Originally Posted by Cannuck View Post

Good Gawd you're silly. Canada has been populated by uneducated downtrodden people from all over the world. Are so epically stupid that you're going to suggest the homesteaders that opened up he west were wealthy, educated people? You're clearly either a racist or epically stupid.

Peasant farmers from the steppe lands of Europe for a large part, although my "pioneer" settler ancestors were fairly well educated Britons. I say "pioneer" because they steamed across the Atlantic during the first couple of years of the 20th century , which makes them "old timers" in the West even though it was nine generations after my Mums family settled complete wilderness... twice ... in the East. The Old West is pretty new.
 

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