Ooooooooooh, I pay about $800 a year (with seniors discount and 43% safedriving discount) for my 1990 F250 pickup with about a $300 deduction on comprehensive. When I drive off the road it could be fatal, when you drive off the road you might take out half an acre of wheat!
It is. The Cypress hills straddle the border. Each province has a provincial park in the hills. We go to the Sask side quite a bit because they have a golf course.
Would this be any different from other ways in which insurance works? In virtually all types of insurance we are categorized in groups according to our behaviour, lifestyles etc.
Yes it would JLM, because you are not being fined or charged for an offense. If it was officers exercising discretion and making a judgement call that wasn't any farther reaching than a 24 hour suspension I could even get behind that, but it leaves the driver open to the prejudice of the officer without any due process to challenge that prejudice.
We have laws for a reason.
By the way I drive a 1999 Chrysler and I have a five star rating. around a $1000.00 a year
No. I think its high time to enforce the law, but always keep in mind that we are innocent until proven guilty in a court of law. If a 24 hour suspension yields no fines, and no lasting effect on an individuals life that is one thing, but if we are going to arbitrarily punish people, screw up their insurance without giving them the benefit of a hearing that is muddy water to be treading into.
I totally agree with you..............with the exception that the 24 hour suspensions have done little or nothing to reduce the number of alcohol related violent auto deaths.
That's because they are not attacking the real problem. Check stops do not stop those that are really drunk because they will generally not use the main roads (which is usually where check stops are set up). Check stops are to give the public the illusion that the government is making the roads safer. In much the same way, people support speed/radar traps thinking that it is making the roads safer. While I personally have no issue with either, I think the police and the government should quit lying to the public and simply admit that it is a revenue generator and the government (not to mention the insurance companies) is addicted to the money.
No, I think it's time they dealt with real problems.
when accidents and convictions are considered in terms of their rates while the person is actually driving, older drivers and female drivers gain in importance, with the female drivers' traffic accident rate and rates for some convictions exceeding the male drivers' rates. Similarly, the older drivers' accident rate and rates on some convictions exceeded the younger drivers' rates when considered in terms of driving exposure.
Most seniors don't drive as much as they did when they were younger. But they have more accidents per kilometre driven than any other age group. The accidents tend to be in daytime in good conditions.
I've already given you the link (which you chose to ignore) regarding the autobahn which clearly shows that they have a fatality rate that is half of the United States.