I still wonder though about a system, maybe not this example mind you, wherein your status or means within a society is commensurate with the good you demonstrate within that society.
Yeah but that credit score is sheerly a number based on your capacity to stay on the good side of loan sharks. You could be a serial killer who beats his dog, chains his wife, terrorizes his neighbourhood and steals candy from trick or treaters and have a top notch credit score.
Conversely you could feed the poor, volunteer for charity, help old ladies across the road but default on your credit card or bank loan and be saddled with the label of deadbeat; further you are labeled thus by a corrupt and deceitful pool of predatory entities.